620 W 16th St, Ada, OK 74820 Property Records

Pontotoc County property record for 620 W 16th St, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 834 sqft · built 1935
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$78,000 (Apr 2022)
Tax Bill	$917 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12788`

Property Details

APN / Parcel Number

Primary APN	`12788`
Alternative APN	`0090-00-022-011-0-000-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	834 sqft Living Area
1st Floor Area	834 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 2020
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	180 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Patio Area	72 sqft
Shed	1 Shed
Shed Area	448 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Space Heater

Location & Zoning

Account Number	12788
Street Address	620 W 16TH ST
City	ADA
State	OK
Zip	74820-7404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLOCK 22 DAGGS ADD.
Legal Subdivision	DAGGS - ADA SD. - SW 33-4-6 & NE 5-3-6
Legal Block	22
Legal Lot Number	11
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	4
Census Block	4005
Census Tract	89300

Owner

620 W 16th St is owned and occupied by an individual who bought it in April 2022.

Source: Pontotoc County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	620 W 16TH ST, ADA, OK 74820-7404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Warranty Deed, Transfer · USDA Mortgage BANK2
May 30, 2019	Warranty Deed, Transfer · Commercial Mortgage CITIZENS BANK OF ADA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2022 · Amount on File
Deed Sale	Apr 29, 2022 · Amount on File
Prior Sale	May 30, 2019 · Amount on File
Deed Document Number	20222488
Deed Book / Page	3607 / 15
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Apr 29, 2022
Property Address	620 W 16TH ST, ADA, OK 74820-7404
Document Number	0003607/15
Book / Page	3607 / 15
Instrument Date	Apr 28, 2022
Instrument	I-2022-002488
Transaction Type	Transfer
Record Updated	May 9, 2022
Title Company	NOT AVAILABLE, HOME TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$117.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 W 16TH ST, ADA, OK 74820-7404

Mortgage

Document Number	I2022002489
Date	Apr 29, 2022
Instrument	I-2022-002489

Lender

Name	BANK2
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	May 30, 2019
Property Address	620 W 16TH ST, ADA, OK 74820-7404
Document Number	003308/058
Book / Page	3308 / 058
Instrument Date	Apr 15, 2019
Instrument	2019-002719
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429N N HILLCREST ST, ADA, OK 74820-4603

Mortgage

Document Number	2019002720
Date	May 30, 2019
Instrument	2019-002720

Lender

Name	CITIZENS BANK OF ADA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 620 W 16th St was $917 with a homeowner's exemption, up 1.3% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Ada City
County	Pontotoc County
Unified School District	Ada Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$10,100 (+3%) Land $1,500 Building $8,600	$84,168 (-9.99%) Land $12,500 Building $71,668
2025	$917.00 (+1.33%) Homeowner's exemption	$9,806 (+2.99%) Land $1,500 Building $8,306	$93,514 (+17.87%) Land $12,500 Building $81,014
2024	$905.00 (+5.23%) Homeowner's exemption	$9,521 (+1.95%) Land $1,500 Building $8,021	$79,337 (+1.94%) Land $12,500 Building $66,837
2023	$860.00 Homeowner's exemption	$9,339 Land $1,500 Building $7,839	$77,825 Land $12,500 Building $65,325

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 620 W 16th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 W 16th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA serves 22,600 people · EPA ID OK2006201
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
360 Broadband Fixed Wireless	400 / 50
Atlink Services Fixed Wireless	100 / 20

May also be available: AT&T.

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