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620 Virginia Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 620 Virginia Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,262 sqft · built 1977
Lot Size0.169 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$310,000 (Feb 2022)
Tax Bill$5,667 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Jun 2021 Sale
Flood ZoneZone X (minimal risk)
APN76984

Property Details

APN / Parcel Number

Primary APN76984
Alternative APN
  • 012630000100520090

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,262 sqft Heated Area
Gross Area1,590 sqft
1st Floor Area1,158 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,405 sqft (0.169 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeFinished
Garage Area286 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed Porch
Porch Area146 sqft
FenceFence
Shed1 Shed
Shed Area110 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number76984
Street Address620 VIRGINIA AVE
CitySAINT CLOUD
StateFL
Zip34769-2953
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 34 BLK 52 LOTS 9 & 10 1/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block52
Legal Lot Number1,9-10 10
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3034
Census Tract43500

Owner

Source: Osceola County records · APN 76984

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address620 VIRGINIA AVE, SAINT CLOUD, FL 34769-2953
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 08, 2022Warranty Deed, Transfer · Conventional Mortgage
PMAC LENDING SERVICES INC
Jun 30, 2021Warranty Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 08, 2022 · Amount on Record
Deed SaleFeb 08, 2022 · Amount on Record
Prior SaleJun 30, 2021 · Amount on Record
Deed Document Number2022020862
Deed Book / Page6145 / 2001
Record UpdatedJun 08, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 08, 2022
Property Address620 VIRGINIA AVE, SAINT CLOUD, FL 34769-2953
Document Number0061452001
Book / Page6145 / 2001
Map ReferenceMB B PG 33&34
Instrument DateJan 28, 2022
Instrument2022020862
Transaction TypeTransfer
Record UpdatedFeb 17, 2022
Title CompanyCLEAR COAST TITLE LLC, CLEAR OCEAN TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,170.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1038 PLANTATION DR # DRD10, 1038, KISSIMMEE, FL 34741-3853

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0061452003
DateFeb 08, 2022
Instrument6145/2003
Lender
NamePMAC LENDING SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 30, 2021
Property Address620 VIRGINIA AVE, SAINT CLOUD, FL 34769-2953
Document Number0059921437
Book / Page5992 / 1437
Map ReferenceMB B PG 33&34
Instrument DateMay 28, 2021
Instrument2021102016
Transaction TypeTransfer
Record UpdatedJul 20, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
Tax$1,274.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7345 W SAND LAKE RD # RD318W, 7345, ORLANDO, FL 32819-5284

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1038 PLANTATION DR APT D10, D10, KISSIMMEE, FL 34741-3764

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,667.00 (+27.78%)$316,400 (+9.71%) Land $46,800 Building $269,600$316,400 (+9.71%) Land $46,800 Building $269,600
2023$4,435.00 (-8.24%) Homeowner's exemption$288,400 (+7.61%) Land $42,500 Building $245,900$288,400 (+7.61%) Land $42,500 Building $245,900
2022$4,833.00$268,000 Land $35,100 Building $232,900$268,000 Land $35,100 Building $232,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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