620 Victoria Ter, Paramus, NJ 07652 Property Records

Bergen County and Paramus Borough property record for 620 Victoria Ter, Paramus, NJ 07652

Property Summary

Property Type	Single Family Home
Details	1,108 sqft · built 1951
Lot Size	0.23 acres (9,997 sqft)
Owner	Individual Name on File
Last Sale	$32,000 (Nov 2020)
Tax Bill	$8,696 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-05912-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`46-05912-0000-00001`
Alternative APNs	`460591200001` `584400`

Interior

Stories	1 Story
Building Area	1,108 sqft Living Area
1st Floor Area	1,108 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Frame
Lot Area	9,997 sqft (0.23 acres)

Location & Zoning

Account Number	584400
Street Address	620 VICTORIA TER
City	PARAMUS
State	NJ
Zip	07652-1939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	.2295AC. HOUSE
Legal Subdivision	RIDGEWOOD KNOLLS INC
Legal Block	5912
Legal Lot Number	1
Jurisdiction	BERGEN NJ
Township / Civil Division	PARAMUS
Census Block Group	2
Census Block	2010
Census Tract	42301

Owner

620 Victoria Ter is owned and occupied by an individual who bought it in November 2020.

Source: Bergen County and Paramus Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	620 VICTORIA TER, PARAMUS, NJ 07652-1939
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2020 · Amount on File
Deed Sale	Nov 10, 2020 · Amount on File
Prior Sale	Apr 8, 2008 · Amount on File
Deed Document Number	2020116708
Deed Book / Page	3810 / 1502
Record Updated	Oct 29, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 10, 2020
Property Address	620 VICTORIA TER, PARAMUS, NJ 07652-1939
Document Number	0038101502
Book / Page	3810 / 1502
Instrument Date	Aug 29, 2020
Instrument	20-116708
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	620 VICTORIA TER, 620, PARAMUS, NJ 07652-1939

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 VICTORIA TER, PARAMUS, NJ 07652-1939

Mortgage

Document Number	0020116709
Date	Nov 10, 2020
Instrument	20-116709

Lender

Name	AMRES CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 620 Victoria Ter was $8,696, up 7.2% from the year before.

Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Paramus Borough
Unified School District	Paramus Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$620,900 (+7.03%) Land $427,100 Building $193,800	$620,900 (+7.03%) Land $427,100 Building $193,800
2025	$8,696.00 (+7.19%)	$580,100 Land $391,700 Building $188,400	$580,100 Land $391,700 Building $188,400
2024	$8,113.00
2023		$538,800 Land $340,300 Building $198,500	$538,800 Land $340,300 Building $198,500
2022	$7,806.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 Victoria Ter in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	43 (1999–2021)
Claims Outside the SFHA	4 of 43
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 7 claims Hurricane Irene, Sep 2011 · 14 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 620 Victoria Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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