620 University St, Wharton, TX 77488 Property Records

Wharton County property record for 620 University St, Wharton, TX 77488

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,718 sqft · built 1976
Lot Size	0.235 acres (10,228 sqft)
Owner	2 Individual Names on Record
Last Sale	$169,200 (Jan 2020)
Tax Bill	$4,687 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Jul 2018 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`10610-004-100-00`

Property Details

APN / Parcel Number

Primary APN	`10610-004-100-00`
Alternative APNs	`R016759` `16759`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,718 sqft Living Area
Gross Area	2,198 sqft
1st Floor Area	1,718 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2001
Lot Area	10,228 sqft (0.235 acres)
Lot Dimensions	110 ft deep x 93 ft wide
Garage Type	Attached
Garage Area	480 sqft
Porch	Open Porch
Porch Area	96 sqft
Patio Area	224 sqft

Location & Zoning

Account Number	1061000410000
Street Address	620 UNIVERSITY ST
City	WHARTON
State	TX
Zip	77488-2939
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HELMS 2ND BLOCK 4 LOT 10
Legal Subdivision	HELMS 2ND
Legal Block	4
Legal Lot Number	10
Jurisdiction	WHARTON TX
Township / Civil Division	WHARTON
Census Block Group	2
Census Block	2031
Census Tract	740500

Owner

Source: Wharton County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	620 UNIVERSITY ST, WHARTON, TX 77488-2939
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2020	Vendor's Lien, Transfer · FHA Mortgage NEWREZ LLC
Jul 6, 2018	Vendor's Lien, Transfer · Line of Credit CAPITAL FARM CREDIT FLCA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2020 · Amount on Record
Deed Sale	Jan 27, 2020 · Amount on Record
Prior Sale	Mar 14, 2014 · Amount on Record
Deed Document Number	2020495
Deed Book / Page	1160 / 519
Prior Transfer Date	Jan 24, 2020
Prior Transfer Doc	001160/519
Record Updated	Oct 29, 2026

January 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WHARTON TX
Recording Date	Jan 27, 2020
Property Address	620 UNIVERSITY ST, WHARTON, TX 77488-2939
Document Number	001160/519
Book / Page	1160 / 519
Map Reference	VOL 328 PG 378
Instrument Date	Jan 24, 2020
Instrument	2020-00000495
Transaction Type	Transfer
Record Updated	Nov 16, 2023
Title Company	MID-COAST TITLE COMPANY INC, MID COAST TITLE CO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	655 CHARLENE ST, EL CAMPO, TX 77437-5822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 UNIVERSITY ST, WHARTON, TX 77488-2939

Mortgage

Document Number	0001160522
Date	Jan 27, 2020
Instrument	1160/522

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

July 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	VAL VERDE TX
Recording Date	Jul 6, 2018
Property Address	620 UNIVERSITY ST, WHARTON, TX 77488-2939
Document Number	0000308572
Map Reference	SL 420
Instrument Date	Jun 27, 2018
Instrument	00308572
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	SOUTHEASTERN ABSTRACT COMPANY, SOUTH WESTERN ABSTRACT COMPA

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20100 CRANE CREEK LOOP, 20100, PFLUGERVILLE, TX 78660-5073

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 UNIVERSITY ST, WHARTON, TX 77488-2939

Mortgage

Document Number	0000308573
Date	Jul 6, 2018
Instrument	00308573

Lender

Name	CAPITAL FARM CREDIT FLCA
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2033

Tax Assessment & Valuation

Source: Wharton County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Wharton County
Municipality	Wharton City
Unified School District	Wharton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,346 (+1.55%) Land $30,179 Building $199,167	$229,346 (+1.55%) Land $30,179 Building $199,167
2025	$4,687.00 (+9.41%)	$225,852 (+14.4%) Land $30,179 Building $195,673	$225,852 (+14.4%) Land $30,179 Building $195,673
2023		$197,425 Land $30,179 Building $167,246	$197,425 Land $30,179 Building $167,246
2022	$4,284.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 132 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	132 in force
Nearby Flood Claims	95 (1979–2024)
Claims Outside the SFHA	10 of 95
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Harvey, Sep 2017 · 68 claims Tropical Storm Fay, Sep 2002 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHARTON serves 8,756 people · EPA ID TX2410005
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	58 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fiber	1,000 / 200
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Skynet Fixed Wireless	100 / 50

May also be available: AT&T, Nextlink.

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