620 Trott Ave SW, Willmar, MN 56201 Property Records

Kandiyohi County property record for 620 Trott Ave SW, Willmar, MN 56201

Property Summary

Property Type	Single Family Home
Details	2 ba · 850 sqft · built 1931
Lot Size	0.146 acres (6,386 sqft)
Owner	Individual Name on Record
Tax Bill	$4,082 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Sep 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`95-003-6350`

Property Details

APN / Parcel Number

Primary APN	`95-003-6350`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	850 sqft Total Area
1st Floor Area	96 sqft
Basement Area	756 sqft
Finished Basement	756 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Lot Area	6,386 sqft (0.146 acres)
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	620 TROTT AVE SW
City	WILLMAR
State	MN
Zip	56201-3259
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLMAR, TOWN OF (ORIGINAL) W 62.5' OF LOTS 8 & 9
Legal Range	035
Legal Township	119
Legal Section	15
Legal Subdivision	WILLMAR, TOWN OF (ORIGINAL)
Legal Block	52
Legal Lot Number	8-9
Jurisdiction	KANDIYOHI MN
Township / Civil Division	WILLMAR
Census Block Group	2
Census Block	2041
Census Tract	780800

Owner

Source: Kandiyohi County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	620 TROTT AVE SW, WILLMAR, MN 56201-3259
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL G USA LLC
Sep 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage LAKE REGION BANK
Mar 18, 2021	Warranty Deed, Transfer QUALITY TITLE INC, QUALITY TITLE
Dec 1, 2020	Warranty Deed, Transfer QUALITY TITLE/WILLMAR LLC, QUALITY TITLE OF WILLMAR INC
Dec 27, 2019	Quit Claim Deed, Transfer · Conventional Mortgage BREMER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2021
Deed Sale	Mar 18, 2021
Prior Sale	Dec 1, 2020 · Amount on Record
Deed Document Number	2021675792
Prior Transfer Date	Dec 19, 2019
Prior Transfer Doc	663492
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANDIYOHI MN
Recording Date	Oct 23, 2023
Property Address	620 TROTT AVE SW, WILLMAR, MN 56201-3259
Document Number	0000697687
Instrument Date	Oct 20, 2023
Instrument	697687
Transaction Type	Transfer
Record Updated	Nov 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$924.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 TROTT AVE SW, WILLMAR, MN 56201-3259
Investor	Possibly a Property Investor

Mortgage

Document Number	0000697688
Date	Oct 23, 2023
Instrument	697688

Lender

Name	HOMEOWNERS FINANCIAL G USA LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANDIYOHI MN
Property Address	620 TROTT AVE SW, WILLMAR, MN 56201-3259
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000697045
Date	Sep 20, 2023
Instrument	697045

Lender

Name	LAKE REGION BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2020
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9%
Index	3-Year CMT
Max Rate	13%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANDIYOHI MN
Recording Date	Mar 18, 2021
Property Address	620 TROTT AVE SW, WILLMAR, MN 56201-3259
Document Number	675792
Instrument Date	Mar 16, 2021
Instrument	675792
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	QUALITY TITLE INC, QUALITY TITLE

Transaction

Tax	$1.65
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	620 TROTT AVE SW, WILLMAR, MN 56201-3259

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANDIYOHI MN
Recording Date	Dec 1, 2020
Property Address	620 TROTT AVE SW, WILLMAR, MN 56201-3259
Document Number	672572
Instrument Date	Nov 25, 2020
Instrument	672572
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	QUALITY TITLE/WILLMAR LLC, QUALITY TITLE OF WILLMAR INC

Transaction

Amount	Amount Recorded
Tax	$666.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	620 TROTT AVE SW, WILLMAR, MN 56201-3259

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANDIYOHI MN
Recording Date	Dec 27, 2019
Property Address	620 TROTT AVE SW, WILLMAR, MN 56201-3259
Document Number	663492
Instrument Date	Dec 19, 2019
Instrument	663492
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	QUALITY TITLE OF WILLMAR INC

Transaction

Tax	$1.65
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 TROTT AVE SW, WILLMAR, MN 56201-3259

Mortgage

Document Number	663493
Date	Dec 27, 2019
Instrument	663493

Lender

Name	BREMER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kandiyohi County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Kandiyohi County
Municipality	Willmar City
Unified School District	Willmar Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,082.00 (+8.51%)	$263,500 (-2.15%) Land $14,400 Building $249,100	$263,500 (-2.15%) Land $14,400 Building $249,100
2025	$3,762.00 (+52.68%)	$269,300 (+22.46%) Land $14,400 Building $254,900	$269,300 (+22.46%) Land $14,400 Building $254,900
2023	$2,464.00 Homeowner's exemption	$219,900 Land $14,400 Building $205,500	$219,900 Land $14,400 Building $205,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 9, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Willmar serves 21,991 people · EPA ID MN1340016
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2026) action level 15 ppb
Copper	1.66 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130

May also be available: CenturyLink.

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