Frederick County property record for 620 Trail Ave, Frederick, MD 21701
| Property Type | Townhouse |
|---|---|
| Details | 1 ba · 1,440 sqft · built 1915 |
| Lot Size | 0.056 acres (2,430 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,000 (Oct 2023) |
| Tax Bill | $5,240 (2024) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Nov 2019 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-092506 |
| Primary APN | 02-092506 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 750 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Sawtooth |
| Roof Material | Metal |
| Lot Area | 2,430 sqft (0.056 acres) |
| Lot Dimensions | 135 ft deep x 18.9 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 307 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Municipal |
| Account Number | 092506 |
|---|---|
| Street Address | 620 TRAIL AVE |
| City | FREDERICK |
| State | MD |
| Zip | 21701-4934 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | DBO |
| Legal Description | LOT 13 BLOCK 7 18.9 X 135 620 TRAIL AVENUE |
| Legal Subdivision | FREDERICK CITY MANUFACTURING |
| Legal Block | 7 |
| Legal Lot Number | 13 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 750100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713 |
|---|---|
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
620 Trail Ave, a townhouse, is owned and occupied by an individual who bought it in October 2023.
Source: Frederick County records, as of August 4, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 620 TRAIL AVE, FREDERICK, MD 21701-4934 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2023 | Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 18, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREDERICK COUNTY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2023 · Amount on File |
| Deed Sale | Oct 4, 2023 · Amount on File |
| Prior Sale | Jul 28, 2005 |
| Deed Book / Page | 16623 / 402 |
| Transfer Doc | 0054570542 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 4, 2023 |
| Property Address | 620 TRAIL AVE, FREDERICK, MD 21701-4934 |
| Document Number | 0166230402 |
| Book / Page | 16623 / 402 |
| Map Reference | LB WIP 13 FO 335 |
| Instrument Date | Sep 14, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2023 |
| Title Company | LEGACYHOUSE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 620 TRAIL AVE, FREDERICK, MD 21701-4934 |
| Document Number | 0016623409 |
|---|---|
| Date | Oct 4, 2023 |
| Instrument | 16623/409 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 620 TRAIL AVE, FREDERICK, MD 21701-4934 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0133470046 |
|---|---|
| Date | Nov 18, 2019 |
| Book Page | 13347/0046 |
| Name | FREDERICK COUNTY |
|---|---|
| Type | Non-Lending Institution |
| Address | FREDERICK, MD 21701 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $308,600 Land $130,000 Building $178,600 | $308,600 Land $130,000 Building $178,600 | |
| 2024 | $5,240.00 (+1,254.01%) | ||
| 2023 | $387.00 Homeowner's exemption | $253,667 | $308,600 Land $130,000 Building $178,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 620 Trail Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2015–2018) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2018 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 620 Trail Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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