620 Townsend St, Ionia, MI 48846 Property Records

Ionia County property record for 620 Townsend St, Ionia, MI 48846

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,742 sqft · built 1920
Lot Size0.295 acres (12,850 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (Sep 2021)
Tax Bill$4,151 (2025)
Deeds & MortgagesMar 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN20319000012500

Property Details

APN / Parcel Number

Primary APN20319000012500
Alternative APN
  • 34-203-190-000-125-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,742 sqft Living Area
1st Floor Area1,052 sqft
Basement Area744 sqft
Unfinished Basement744 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area12,850 sqft (0.295 acres)
Lot Dimensions195 ft deep x 66 ft wide
Garage Area960 sqft
Parking Spaces4 Parking Spaces
PorchPorch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address620 TOWNSEND ST
CityIONIA
StateMI
Zip48846-1253
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionCITY OF IONIA TOWNSENDS FIRST ADDITION LOT 22
Legal SubdivisionCITY OF IONIA TOWNSENDS FIRST ADD
Legal Lot Number22
JurisdictionIONIA MI
Township / Civil DivisionIONIA
Census Block Group2
Census Block2026
Census Tract31600

Owner

Source: Ionia County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address620 TOWNSEND ST, IONIA, MI 48846-1253
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2021 · Amount on Record
Deed SaleSep 24, 2021 · Amount on Record
Prior SaleSep 17, 1997 · Amount on Record
Record UpdatedSep 20, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIONIA MI
Property Address620 TOWNSEND ST, IONIA, MI 48846-1253
Transaction TypeMortgage
Record UpdatedJul 25, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000649/0000004282
DateMar 2, 2018
Book Page0000000649/0000004282
Lender
NameMICHIGAN ONE CMNTY CU
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Ionia County assessment roll, as of July 13, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyIonia County
MunicipalityIonia City
Unified School DistrictIonia Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$134,500 (+14.18%) Land $16,000 Building $118,500$269,000 (+14.18%) Land $32,000 Building $237,000
2025$4,151.00 Homeowner's exemption$117,800 (+25.85%) Land $15,000 Building $102,800$235,600 (+25.85%) Land $30,000 Building $205,600
2023$93,600 Land $11,000 Building $82,600$187,200 Land $22,000 Building $165,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIONIA
serves 11,708 people · EPA ID MI0003370
Water SourceGroundwater
Last State InspectionOct 2021
Lead5 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Point Broadband, T-Mobile.

Nearby Properties on Townsend St

Nearby Streets

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