620 Tower Ln, Caldwell, ID 83607 Property Records

Payette County property record for 620 Tower Ln, Caldwell, ID 83607 · Last verified April 2026

Property Summary

Property Type	Mobile Home
Details	1,715 sqft · built 2016
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,199 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit Aug 2021 Mortgage + 3 more
APN	`06N04W363780`

Property Details

APN / Parcel Number

Primary APN	`06N04W363780`

Interior

Building Area	1,715 sqft Base Area
1st Floor Area	1,715 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Mobile/Manufactured
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Lot Width	290 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	620 TOWER LN
City	CALDWELL
State	ID
Zip	83607-8583
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	SEC 36-6-4 W 320.89' OF TAX 3 IN SWNW LESS CO ROADSKIT UNKNOWN 216KID4295
Jurisdiction	PAYETTE ID
Township / Civil Division	NEW PLYMOUTH
Census Block Group	2
Census Block	2090
Census Tract	960400

Owner

Source: Payette County records · APN 06N04W363780

Assessment roll updated July 24, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5533 E TOWER LN, CALDWELL, ID 83607-8584
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 06, 2018	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP
Oct 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP
Jul 26, 2016	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 05, 2023	Warranty Deed, Transfer · Conventional Mortgage PREMIER MORTGAGE RESOURCES LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 05, 2025
Deed Sale	Dec 05, 2025
Prior Sale	Dec 03, 2025 · Amount on Record
Deed Document Number	2025463842
Prior Transfer Date	Oct 24, 2025
Prior Transfer Doc	0000463320
Record Updated	Jun 08, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYETTE ID
Property Address	620 TOWER LN, CALDWELL, ID 83607-8583
Transaction Type	Mortgage
Record Updated	Apr 02, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000415008
Date	Jun 06, 2018
Instrument	415008

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYETTE ID
Property Address	620 TOWER LN, CALDWELL, ID 83607-8583
Transaction Type	Mortgage
Record Updated	Apr 02, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGCY SOLUT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000439191
Date	Aug 13, 2021
Instrument	439191

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Jun 01, 2036

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYETTE ID
Property Address	620 TOWER LN, CALDWELL, ID 83607-8583
Transaction Type	Mortgage
Record Updated	Apr 02, 2026
Title Company	PIONEER TITLE COMPANY/OWYHEE, PIONEER TITLE CO OF PAYET

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 TOWER LN, CALDWELL, ID 83607-8583

Mortgage

Document Number	0000463321
Date	Oct 29, 2025
Instrument	463321

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	BROOKFIELD, WI 53045

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

July 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYETTE ID
Property Address	620 TOWER LN, CALDWELL, ID 83607-8583
Transaction Type	Mortgage
Record Updated	Apr 02, 2026
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE COMPANY OF PAY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000403758
Date	Jul 26, 2016
Instrument	403758

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2046

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYETTE ID
Recording Date	Oct 05, 2023
Property Address	620 TOWER LN, CALDWELL, ID 83607-8583
Document Number	0000452833
Instrument Date	Oct 04, 2023
Instrument	452833
Transaction Type	Transfer
Record Updated	Apr 02, 2026
Title Company	EMPIRE TITLE LLC AN IDAHO LI

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 TOWER LN, CALDWELL, ID 83607-8583

Mortgage

Document Number	0000452834
Date	Oct 05, 2023
Instrument	452834

Lender

Name	PREMIER MORTGAGE RESOURCES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

Tax Assessment & Valuation

Source: Payette County records · Assessment roll updated July 24, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Payette County
Unified School District	New Plymouth School District 372 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,199.00 (+70.07%) Homeowner's exemption	$482,912 (+41.42%) Land $272,400 Building $210,512	$482,912 (+41.42%) Land $272,400 Building $210,512
2023	$705.00 (-33.55%) Homeowner's exemption	$341,481 Land $141,800 Building $199,681	$341,481 Land $141,800 Building $199,681
2022	$1,061.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 160759604002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1997–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2010, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Very High above 91% of the US · above 62% of Idaho
Wildfire Likelihood	About 1 in 72 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Safelink Internet	Fixed Wireless (unlicensed)	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Cambridge Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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