620 Topsail Arch, Corolla, NC 27927 Property Records

Currituck County property record for 620 Topsail Arch, Corolla, NC 27927

Property Summary

Property Type	Single Family Home
Details	6 bd · 7 ba · 3,272 sqft · built 2023
Lot Size	0.13 acres (5,853 sqft)
Owner	2 Trust Names on Record
Last Sale	$360,000 (Apr 2011)
Tax Bill	$10,595 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Mar 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`9944-24-1571`

Property Details

APN / Parcel Number

Primary APN	`9944-24-1571`
Alternative APNs	`126A000000E000E` `000065541` `000167280` `9944-24`

Interior

Bedrooms	6 Beds
Full Baths	7 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	3,272 sqft Living Area
Basement Area	830 sqft
Finished Basement	540 sqft
Unfinished Basement	290 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Contemporary
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	5,853 sqft (0.13 acres)
Lot Depth	9 ft Depth

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000167280
Street Address	620 TOPSAIL ARCH
City	COROLLA
State	NC
Zip	27927-9696
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFO
Legal Description	LOT E SECT E OCEAN SANDS
Legal Subdivision	OCEAN SANDS
Legal Lot Number	E
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1100
Census Tract	110101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Currituck Shooting Club listed 1980 · 7 contributing resources · NRIS 80002816

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Currituck County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	10708 RISINGDALE CT, GERMANTOWN, MD 20876-4256
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) TOWNEBANK MORTGAGE
Mar 31, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2011 · Amount on Record
Deed Sale	Apr 26, 2011 · Amount on Record
Deed Book / Page	1160 / 309
Last Transfer Date	Jan 5, 2023
Transfer Doc	0017300015
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	620 TOPSAIL ARCH, COROLLA, NC 27927-9696
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017120720
Date	Oct 6, 2022
Book Page	1712/720
Instrument	379105

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	376 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2031
Change Frequency	3 Years
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	1-Year CMT
Margin	3
Max Rate	11.7%

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CURRITUCK NC
Recording Date	Mar 31, 2023
Property Address	620 TOPSAIL ARCH, COROLLA, NC 27927-9696
Document Number	0017300015
Book / Page	1730 / 15
Map Reference	MB 6 PG 53
Instrument Date	Jan 5, 2023
Instrument	382167
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10708 RISINGDALE CT, GERMANTOWN, MD 20876-4256

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,595.00 (+209.7%)	$945,100 (+215.03%) Land $300,000 Building $645,100
2023	$3,421.00 (-8.36%)	$300,000 (-30.59%) Land $300,000	$300,000 (-30.59%) Land $300,000
2022	$3,733.00	$432,200 Land $300,000 Building $132,200	$432,200 (-54.27%) Land $300,000 Building $132,200
2021			$945,100 Land $300,000 Building $645,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 1,596 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,634 units insured incl. 38 condo units
Nearby Flood Claims	390 (1989–2026)
Claims Outside the SFHA	313 of 390
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Hurricane Dorian, Sep 2019 · 18 claims Hurricane Matthew, Oct 2016 · 64 claims Hurricane Irene, Aug 2011 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people · EPA ID NC6027001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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