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620 Thomas St, Apt 260, Key West, FL 33040 Property Records

Monroe County property record for 620 Thomas St, Apt 260, Key West, FL 33040

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,616 sqft · built 1991
Lot Size5 acres (248,108 sqft)
Owner2 Individual Names on Record
Last Sale$880,000 (Nov 2014)
Tax Bill$9,856 (2024)
Deeds & MortgagesApr 2026 Sale
Flood ZoneZone X (moderate risk)
APN00013180-000260

Property Details

APN / Parcel Number

Primary APN00013180-000260
Alternative APNs
  • 01010100013180000260
  • 8799381

Interior

Bedrooms3 Beds
Full Baths2 Baths
Units199 Units
Building Area1,616 sqft Living Area

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleCondo/Apartment
Lot Area248,108 sqft (5 acres)

Location & Zoning

Account Number8799381
Street Address620 THOMAS ST, 260
CityKEY WEST
StateFL
Zip33040-8363
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeHPRD
Legal DescriptionUNIT 260 SHIPYARD, A CONDOMINIUM OR1202-716/17R/S OR1358-1052/54 OR1913-773 OR2041-705 OR2713-717/19
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionSHIPYARD CONDO
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2028
Census Tract972500

Owner

Source: Monroe County records, as of April 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address29300 REGENCY CIR, WESTLAKE, OH 44145-6703
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 21, 2014 · Amount on Record
Deed SaleNov 21, 2014 · Amount on Record
Prior SaleSep 16, 2004 · Amount on Record
Deed Document Number20142006334
Deed Book / Page2713 / 717
Last Transfer DateApr 3, 2026
Transfer Doc0002538447
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateApr 6, 2026
Property Address620 THOMAS ST, 260, KEY WEST, FL 33040-8363
Document Number0002538447
Book / Page3374 / 1145
Instrument DateApr 3, 2026
Instrument20262538447
Transaction TypeTransfer
Record UpdatedAug 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address29300 REGENCY CIR, WESTLAKE, OH 44145-6703

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$847,662 (-22.2%) Building $847,662$847,662 (-22.2%) Building $847,662
2024$9,856.00 (+5.65%)
2023$9,329.00 (+12.66%)$1,089,569 (+14.77%) Building $1,089,569$1,089,569 (+14.77%) Building $1,089,569
2022$8,281.00$949,326 Building $949,326$949,326 Building $949,326

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 307 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies746 units insured
incl. 439 condo units
Nearby Flood Claims53 (2005–2017)
Claims Outside the SFHA5 of 53
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 50 claims
  • Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications, Verizon.

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