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620 Thomas St, Apt 174, Key West, FL 33040 Property Records

Monroe County property record for 620 Thomas St, Apt 174, Key West, FL 33040

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 604 sqft · built 1991
Lot Size5 acres (248,108 sqft)
OwnerIndividual Name on File
Last Sale$961,100 (Jul 2022)
Tax Bill$6,558 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN00013180-000174

Property Details

APN / Parcel Number

Primary APN00013180-000174
Alternative APNs
  • 01010100013180000174
  • 8792352

Interior

Bedrooms2 Beds
Full Baths1 Bath
Units199 Units
Building Area604 sqft Living Area

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleCondo/Apartment
Lot Area248,108 sqft (5 acres)

Location & Zoning

Account Number8792352
Street Address620 THOMAS ST, 174
CityKEY WEST
StateFL
Zip33040-8361
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeHPRD
Legal DescriptionSHIPYARD, A CONDOMINIUM UNIT 174 OR1188-796/97 OR1329-1078 OR1676-494/95AFF OR1676-496/97AFF OR1676-498/500 OR1676-501/02 OR1728-974/75C OR1786-458/60T/C OR2378-252/58 OR2416-160Q/COR3182-1850
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionSHIPYARD CONDO
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2028
Census Tract972500

Owner

Source: Monroe County records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address300 MEADOWCROFT LN, LUTHERVILLE TIMONIUM, MD 21093-6400
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 5, 2022 · Amount on File
Deed SaleJul 5, 2022 · Amount on File
Prior SaleAug 29, 2008 · Amount on File
Deed Document Number20222382429
Deed Book / Page3182 / 1850
Prior Transfer DateMay 29, 2009
Prior Transfer Doc0024160160
Record UpdatedSep 20, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJul 5, 2022
Property Address620 THOMAS ST APT 174, 174, KEY WEST, FL 33040-8361
Document Number0031821850
Book / Page3182 / 1850
Map ReferenceMB 1143 PG 2149
Instrument DateJun 28, 2022
Instrument2382429
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,727.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3337 OLD BRAINARD RD, 3337, PEPPER PIKE, OH 44124-5627

Transferred To (Grantee/Buyer)

NameVerified Name
Address300 MEADOWCROFT LN, LUTHERVILLE TIMONIUM, MD 21093-6400

Mortgage

Document Number0031821853
DateJul 5, 2022
Instrument3182/1853
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,558.00 (-2.96%)$728,731 (-0.29%) Building $728,731$728,731 (-0.29%) Building $728,731
2024$6,758.00 (+2.75%)
2023$6,577.00 (+35.78%)$730,829 (+33.34%) Building $730,829$730,829 (+33.34%) Building $730,829
2022$4,844.00$548,085 Building $548,085$548,085 Building $548,085

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 307 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies746 units insured
incl. 439 condo units
Nearby Flood Claims53 (2005–2017)
Claims Outside the SFHA5 of 53
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 50 claims
  • Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications, Verizon.

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