Monroe County property record for 620 Thomas St, Apt 166, Key West, FL 33040
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 899 sqft · built 1991 |
| Lot Size | 5.69 acres (248,108 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $217,500 (Jul 1994) |
| Tax Bill | $4,365 (2024) |
| Deeds & Mortgages | Jun 2020 Reverse Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 00013180-000166 |
| Primary APN | 00013180-000166 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 899 sqft Living Area |
| Year Built | Built 1991 |
|---|---|
| Lot Area | 248,108 sqft |
| Account Number | 8792271 |
|---|---|
| Old Parcel Number | 01010100013180000166 |
| Street Address | 620 THOMAS ST APT 166, 166 |
| City | KEY WEST |
| State | FL |
| Zip | 33040-8360 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 166 SHIPYARD, A CONDO OR1182-1808/09 OR1314-1686 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 06 |
| Legal Subdivision | SHIPYARD CONDO |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 972500 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1107 KEY PLZ, KEY WEST, FL 33040-4077 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 1994 · Amount on Record |
| Deed Sale | Jul 11, 1994 · Amount on Record |
| Deed Document Number | 0131401686 |
| Deed Book / Page | 01314 / 01686 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 620 THOMAS ST APT 166, 166, KEY WEST, FL 33040-8360 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0030241595 |
|---|---|
| Date | Jun 1, 2020 |
| Book Page | 3024/1595 |
| Instrument | 2267618 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | MAHWAH, NJ 07495 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 911 Months |
| Due | May 7, 2096 |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $528,189 (+5.99%) Building $528,189 | $760,903 (-5.22%) Building $760,903 | |
| 2024 | $4,365.00 (+1.8%) | ||
| 2023 | $4,288.00 (+4.56%) Homeowner's exemption | $498,354 (+3%) Building $498,354 | $802,783 (+14.66%) Building $802,783 |
| 2022 | $4,101.00 Homeowner's exemption | $483,839 Building $483,839 | $700,128 Building $700,128 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 307 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 746 units insured incl. 439 condo units |
| Nearby Flood Claims | 53 (2005–2017) |
| Claims Outside the SFHA | 5 of 53 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications, Verizon.
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