620 Thomas St, Apt 153, Key West, FL 33040 Property Records

Monroe County property record for 620 Thomas St, Apt 153, Key West, FL 33040

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 600 sqft · built 1991
Lot Size5.69 acres (248,108 sqft)
OwnerIndividual Name on Record
Last Sale$635,000 (Sep 2020)
Tax Bill$5,747 (2024)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN00013180-000153

Property Details

APN / Parcel Number

Primary APN00013180-000153
Alternative APNs
  • 01010100013180000153
  • 8816618

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area600 sqft Living Area

Exterior

Year BuiltBuilt 1991
Lot Area248,108 sqft

Location & Zoning

Account Number8816618
Old Parcel Number01010100013180000153
Street Address620 THOMAS ST APT 153, 153
CityKEY WEST
StateFL
Zip33040-8359
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 153 SHIPYARD A CONDOMINIUM OR1258-1083/185 OR1258-1102/03 OR1399-873/75ASSMT OR1761-2268 OR1866-384/85 OR2567-485/87
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionSHIPYARD
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2028
Census Tract972500

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address22700 LAKE RD UNIT 301, 301, ROCKY RIVER, OH 44116-1169
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 8, 2020 · Amount on Record
Deed SaleSep 8, 2020 · Amount on Record
Prior SaleApr 27, 2012 · Amount on Record
Deed Document Number2280466
Deed Book / Page3042 / 955
Record UpdatedJun 8, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateSep 8, 2020
Property Address620 THOMAS ST APT 153, 153, KEY WEST, FL 33040-8359
Document Number0030420955
Book / Page003042 / 000955
Instrument DateSep 2, 2020
Instrument2280466
Transaction TypeTransfer
Record UpdatedOct 2, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,445.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23230 SHEPPARDS PT BAY VILLAGE OH 441402973, BAY VILLAGE, OH 44140-2973

Mortgage

Document Number30420957
DateSep 8, 2020
Book Page003042/000957
Instrument2280467
Lender
NameNATIONS LNDG
AddressINDEPENDENCE, OH 44131
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 7, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$589,094 (-5.9%) Building $589,094$589,094 (-5.9%) Building $589,094
2024$5,747.00 (+5.97%)
2023$5,423.00 (+12.25%)$626,024 (+14.55%) Building $626,024$626,024 (+14.55%) Building $626,024
2022$4,831.00$546,500 Building $546,500$546,500 Building $546,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 307 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies746 units insured
incl. 439 condo units
Nearby Flood Claims53 (2005–2017)
Claims Outside the SFHA5 of 53
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 50 claims
  • Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications, Verizon.

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