620 Tabernash Ln, Ridgway, CO 81432 Property Records

Ouray County property record for 620 Tabernash Ln, Ridgway, CO 81432

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,401 sqft · built 1995
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Feb 2011)
Tax Bill	$2,482 (2025)
Deeds & Mortgages	Apr 2021 Reverse Mortgage Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R002174`

Property Details

APN / Parcel Number

Primary APN	`R002174`
Alternative APN	`430516315021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,401 sqft Heated Area
Gross Area	1,400 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Architectural Style	Raised Ranch
Exterior Material	Stucco
Roof Type	Flat
Roof Material	Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Detached
Garage Area	506 sqft
Patio Area	311 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Propane

Location & Zoning

Account Number	R002174
Street Address	620 TABERNASH LN
City	RIDGWAY
State	CO
Zip	81432-9597
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11
Legal Description	SUBD: SOLAR RANCHES #2B LOT: 88 S: 16 T: 45 R: 8
Legal Range	08
Legal Township	45
Legal Section	16
Legal Subdivision	SOLAR RANCHES #2B
Legal Lot Number	88
Jurisdiction	OURAY CO
Township / Civil Division	OURAY
Census Block Group	4
Census Block	4039
Census Tract	967602

Owner

620 Tabernash Ln is owned and occupied by an individual who bought it in February 2011.

Source: Ouray County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	620 TABERNASH LN, RIDGWAY, CO 81432-9597
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Reverse Mortgage NATIONWIDE EQUITIES CORP
	Deed of Trust, Mortgage
Nov 21, 2019	Deed of Trust, Mortgage · Reverse Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2011 · Amount on File
Deed Sale	Feb 16, 2011 · Amount on File
Deed Document Number	2011204931
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OURAY CO
Property Address	620 TABERNASH LN, RIDGWAY, CO 81432-9597
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000228501
Date	Apr 14, 2021
Instrument	228501

Lender

Name	NATIONWIDE EQUITIES CORP
Type	Non-Lending Institution
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.58%
Change Frequency	Annually
Index	1-Year CMT

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OURAY CO
Property Address	620 TABERNASH LN, RIDGWAY, CO 81432-9597
Transaction Type	Mortgage
Record Updated	Apr 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OURAY CO
Property Address	620 TABERNASH LN, RIDGWAY, CO 81432-9597
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	224233
Date	Nov 21, 2019
Instrument	224233

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.6%
Type Change Date	Dec 1, 2020
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

The 2025 property tax bill for 620 Tabernash Ln was $2,482, up 22.6% from the year before.

Source: Ouray County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Ouray County
Municipality	Ridgway Town
Unified School District	Ridgway School District R-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,482.00 (+22.63%)	$43,360 (+12.71%) Land $20,630 Building $22,730	$693,660 (+20.8%) Land $330,000 Building $363,660
2024	$2,024.00 (+0.6%)	$38,470 (-7.44%) Land $11,800 Building $26,670	$574,200 (-6.51%) Land $176,130 Building $398,070
2023	$2,012.00	$41,560 Land $12,750 Building $28,810	$614,200 Land $188,400 Building $425,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 620 Tabernash Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 11, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Tabernash Ln is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 71% of Colorado
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF RIDGWAY serves 1,000 people · EPA ID CO0146676
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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