620 Sweetwater Dr, Ward, AR 72176 Property Records

Lonoke County property record for 620 Sweetwater Dr, Ward, AR 72176

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,107 sqft · built 1984
Owner	Individual Name on File
Last Sale	$89,900 (Apr 2018)
Tax Bill	$395 (2024)
Deeds & Mortgages	Jun 2018 Loan Modification Apr 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`420-00009-000`

Property Details

APN / Parcel Number

Primary APN	`420-00009-000`
Alternative APN	`21438`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,107 sqft Living Area
1st Floor Area	1,107 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 1984
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Mixed
Carport	Carport
Carport Area	408 sqft
Driveway	Driveway
Driveway Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Fence	Fence
Utility Building	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	620 SWEETWATER DR
City	WARD
State	AR
Zip	72176-9273
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:9 CITY/MUNI/TWP:RURAL SUBD:SWEETWATER ESTATES SEC/TWN/RNG/MER:SEC 10 TWN 04N RNG 09W
Legal Range	09W
Legal Township	04N
Legal Section	10
Legal Subdivision	SWEETWATER ESTATES
Legal Lot Number	9
Jurisdiction	LONOKE AR
Township / Civil Division	CAROLINE
Census Block Group	2
Census Block	2023
Census Tract	20102

Owner

620 Sweetwater Dr is owned and occupied by an individual who bought it in April 2018.

Source: Lonoke County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	620 SWEETWATER DR, WARD, AR 72176-9273
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2018	Loan Modification, Mortgage FIRST CMNTY BK
Apr 16, 2018	Warranty Deed, Transfer · Conventional Mortgage ARVEST MTG
Apr 16, 2018	Quit Claim Deed, Transfer WACO TITLE COMPANY
Jun 2, 2017	Loan Modification, Mortgage

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2018 · Amount on File
Deed Sale	Apr 16, 2018 · Amount on File
Prior Sale	Jan 29, 2014
Deed Document Number	2018-03459
Record Updated	Jun 8, 2026

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LONOKE AR
Property Address	620 SWEETWATER DR, WARD, AR 72176-9273
Document Number	0000007540
Instrument Date	Jun 5, 2018
Transaction Type	Mortgage
Record Updated	Sep 3, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	295 CONFEDERATE WOODS RD CABOT AR 720238526, CABOT, AR 72023-8526

Mortgage

Document Number	0000007540
Date	Aug 6, 2018
Instrument	7540

Lender

Name	FIRST CMNTY BK
Type	Bank
Address	BATESVILLE, AR 72503-4330

Agreement

Term	24 Months
Due	Aug 5, 2020

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Apr 16, 2018
Property Address	620 SWEETWATER DR, WARD, AR 72176-9273
Document Number	0000003459
Instrument Date	Apr 9, 2018
Instrument	3459
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	WACO TITLE COMPANY LITTLE ROCK, WACO TITLE CO LITTLE ROCK

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$296.67
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 SWEETWATER DR WARD AR 721769273, WARD, AR 72176-9273

Mortgage

Document Number	3460
Date	Apr 16, 2018
Instrument	3460

Lender

Name	ARVEST MTG
Type	Mortgage Company
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2048

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LONOKE AR
Recording Date	Apr 16, 2018
Property Address	620 SWEETWATER DR, WARD, AR 72176-9273
Document Number	0000003457
Instrument Date	Mar 21, 2018
Instrument	3457
Transaction Type	Transfer
Record Updated	May 14, 2018
Title Company	WACO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	295 CONFEDERATE WOODS RD CABOT AR 720238526, CABOT, AR 72023-8526

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LONOKE AR
Property Address	620 SWEETWATER DR, WARD, AR 72176-9273
Document Number	0000006493
Instrument Date	Jun 2, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	295 CONFEDERATE WOODS RD CABOT AR 720238526, CABOT, AR 72023-8526

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$19,520 Land $1,900 Building $17,620
2024	$395.00 (-15.96%)
2023	$470.00 Homeowner's exemption	$19,520 Land $1,900 Building $17,620	$97,600 Land $9,500 Building $88,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 620 Sweetwater Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2025 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Sweetwater Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 65% of Arkansas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARD WATERWORKS serves 12,579 people · EPA ID AR0000345
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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