620 SW 3rd St, Walnut Ridge, AR 72476 Property Records

Lawrence County property record for 620 SW 3rd St, Walnut Ridge, AR 72476

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,307 sqft
Owner	2 Individual Names on File
Last Sale	$115,000 (Aug 2017)
Tax Bill	$1,110 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`850-00915-000`

Property Details

APN / Parcel Number

Primary APN	`850-00915-000`
Alternative APN	`19179`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,307 sqft Living Area
1st Floor Area	1,827 sqft
Upper Floors Area	480 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Fiberglass
Garage Type	Attached
Garage Area	621 sqft

Exterior Amenities

Porch	Slab
Porch Area	217 sqft
Deck Area	Deck Area
Patio Area	361 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	620 SW 3RD ST
City	WALNUT RIDGE
State	AR
Zip	72476-2613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WR0120 - FONTAINE'S
Legal Block	55
Legal Lot Number	3-4
Jurisdiction	LAWRENCE AR
Township / Civil Division	CAMPBELL
Census Block Group	3
Census Block	3036
Census Tract	470502

Owner

620 SW 3rd St is owned and occupied by two individuals who bought it in August 2017.

Source: Lawrence County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	620 SW 3RD ST, WALNUT RIDGE, AR 72476-2613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2023	Deed of Trust, Mortgage · Line of Credit SUCCESS FCU
Mar 31, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 5, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE SERVICE INC
Aug 1, 2017	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Aug 1, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2017 · Amount on File
Deed Sale	Aug 1, 2017 · Amount on File
Prior Sale	Apr 19, 2011 · Amount on File
Deed Book / Page	2017 / 7885
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE AR
Property Address	620 SW 3RD ST, WALNUT RIDGE, AR 72476-2613
Transaction Type	Mortgage
Record Updated	Mar 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002023/757
Date	Feb 6, 2023
Book Page	2023/757

Lender

Name	SUCCESS FCU
Type	Credit Union
Address	BLYTHEVILLE, AR 72316

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 5, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE AR
Property Address	620 SW 3RD ST, WALNUT RIDGE, AR 72476-2613
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/3437
Date	Mar 31, 2021
Book Page	2021/3437

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	320 Months
Due	Nov 1, 2047

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE AR
Property Address	620 SW 3RD ST, WALNUT RIDGE, AR 72476-2613
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/5556
Date	Jun 5, 2020
Book Page	2020/5556

Lender

Name	FREEDOM MORTGAGE SERVICE INC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	328 Months
Due	Oct 1, 2047

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE AR
Recording Date	Aug 1, 2017
Property Address	620 SW 3RD ST, WALNUT RIDGE, AR 72476-2613
Document Number	2017/07885
Book / Page	2017 / 07885
Instrument Date	Aug 1, 2017
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$379.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 123, WALNUT RIDGE, AR 72476-0123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 SW 3RD ST, WALNUT RIDGE, AR 72476-2613

Mortgage

Document Number	201707888
Date	Aug 1, 2017
Instrument	2017/07888

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE AR
Recording Date	Aug 1, 2017
Property Address	620 SW 3RD ST, WALNUT RIDGE, AR 72476-2613
Document Number	2017/07882
Book / Page	2017 / 07882
Instrument Date	Jul 31, 2017
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 SW 3RD ST, WALNUT RIDGE, AR 72476-2613

Tax Assessment & Valuation

The 2025 property tax bill for 620 SW 3rd St was $1,110 with a homeowner's exemption, up 132.7% from the year before.

Source: Lawrence County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Lawrence County
Municipality	Walnut Ridge City
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,697 (-) Land $800 Building $25,897	$133,485 Land $4,000 Building $129,485
2025	$1,110.00 (+132.7%) Homeowner's exemption	$26,697 Land $800 Building $25,897
2024	$477.00 (-14.67%)
2023	$559.00 Homeowner's exemption	$26,697 Land $800 Building $25,897	$133,485 Land $4,000 Building $129,485

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 620 SW 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective December 18, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Jun 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 SW 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.5% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALNUT RIDGE WATERWORKS serves 5,823 people · EPA ID AR0000309
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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