620 Sutter Creek Ln, San Ramon, CA 94583 Property Records

Contra Costa County property record for 620 Sutter Creek Ln, San Ramon, CA 94583

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,999 sqft · built 1996
Lot Size	0.022 acres (959 sqft)
Owner	2 Trust Names on File
Last Sale	$998,000 (Aug 2024)
Tax Bill	$11,574 (2025)
Deeds & Mortgages	Apr 2026 Sale Dec 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`211-090-018-6`

Property Details

APN / Parcel Number

Primary APN	`211-090-018-6`
Alternative APN	`211-090-018`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,999 sqft Living Area
1st Floor Area	980 sqft
2nd Floor Area	1,019 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1998
Architectural Style	Condo/Apartment
Lot Area	959 sqft (0.022 acres)
Garage Type	Attached
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	620 SUTTER CREEK LN
City	SAN RAMON
State	CA
Zip	94583-2669
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T7962 L6 B6 U620
Legal Subdivision	SUBDIVISION 7962
Legal Tract	7962
Legal Block	6
Legal Lot Number	6
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3004
Census Tract	345115

Owner

620 Sutter Creek Ln, a condominium, is held in a trust since August 2024.

Source: Contra Costa County records, as of August 24, 2026

Owner of Record	2 Trust Names on File
Mailing Address	620 SUTTER CREEK LN, SAN RAMON, CA 94583-2669
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Dec 16, 2025	Deed of Trust, Mortgage · Line of Credit TECHNOLOGY CU
Nov 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Aug 12, 2024	Grant Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2024 · Amount on File
Deed Sale	Aug 12, 2024 · Amount on File
Prior Sale	Mar 21, 1997 · Amount on File
Deed Document Number	202477704
Prior Transfer Date	Feb 18, 2005
Prior Transfer Doc	0000063111
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 14, 2026
Property Address	620 SUTTER CREEK LN, SAN RAMON, CA 94583-2669
Document Number	0000037452
Instrument Date	Mar 18, 2026
Instrument	202637452
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	620 SUTTER CREEK LN, SAN RAMON, CA 94583-2669

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	620 SUTTER CREEK LN, SAN RAMON, CA 94583-2669
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000139974
Date	Dec 16, 2025
Instrument	2025- 139974

Lender

Name	TECHNOLOGY CU
Type	Credit Union
Address	PO BOX 1409, SAN JOSE, CA 95109

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 20, 2050

Interest

Change Frequency	Monthly

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	620 SUTTER CREEK LN, SAN RAMON, CA 94583-2669
Transaction Type	Mortgage
Record Updated	Nov 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 SUTTER CREEK LN, SAN RAMON, CA 94583-2669

Mortgage

Document Number	0000123933
Date	Nov 3, 2025
Instrument	2025- 123933

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	4800 N SCOTTSDALE RD STE 6000, SCOTTSDALE, AZ 85251

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2040

August 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 12, 2024
Property Address	620 SUTTER CREEK LN, SAN RAMON, CA 94583-2669
Document Number	0000077704
Map Reference	MB 385 PG 31
Instrument Date	Jul 29, 2024
Instrument	2024- 077704
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	620 SUTTER CREEK LN, SAN RAMON, CA 94583-2669

Mortgage

Document Number	0000077705
Date	Aug 12, 2024
Instrument	2024-0077705

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	4800 N SCOTTSDALE RD STE 6000, SCOTTSDALE, AZ 85251

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 620 Sutter Creek Ln was $11,574.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,017,960 (+2%) Land $510,000 Building $507,960
2025	$11,574.00	$998,000 Land $500,000 Building $498,000
2023	$4,975.00 (+1.34%) Homeowner's exemption	$398,543 Land $109,569 Building $288,974
2022	$4,909.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 620 Sutter Creek Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Sutter Creek Ln is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

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