620 Sunset Ct, Covington, KY 41011 Property Records

Kenton County property record for 620 Sunset Ct, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,376 sqft · built 1965
Lot Size	0.518 acres (22,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,500 (Jul 2010)
Tax Bill	$4,113 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-23-01-006.00`

Property Details

APN / Parcel Number

Primary APN	`040-23-01-006.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,376 sqft Finished Area
Gross Area	3,286 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	22,600 sqft (0.518 acres)
Lot Dimensions	226 ft deep x 100 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	620 SUNSET CT
City	COVINGTON
State	KY
Zip	41011-1126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOOTONS KENTON HILLS LOT 2 PT LOT 1 RESUB SUNSET RD 100X226 IRREG
Legal Subdivision	WOOTONS
Legal Lot Number	2,1
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4004
Census Tract	63800

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	620 SUNSET CT, COVINGTON, KY 41011-1126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING LLC
Nov 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LN SERVICING
Feb 15, 2017	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2010 · Amount on Record
Deed Sale	Jul 1, 2010 · Amount on Record
Deed Document Number	201007 01 059 00233
Deed Book / Page	4322 / 291
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	620 SUNSET CT, COVINGTON, KY 41011-1126
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005045
Date	Mar 12, 2026
Book Page	399/636
Instrument	26059000005045

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 30, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	620 SUNSET CT, COVINGTON, KY 41011-1126
Document Number	0000000328
Instrument Date	Nov 9, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 SUNSET CT COVINGTON KY 410111126, COVINGTON, KY 41011-1126

Mortgage

Document Number	0000000328
Date	Dec 4, 2019
Book Page	0C6818/000161
Instrument	328

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2049

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	620 SUNSET CT, COVINGTON, KY 41011-1126
Document Number	0000000054
Book / Page	0C6123 / 000139
Instrument Date	Feb 15, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	620 SUNSET CT COVINGTON KY 410111126, COVINGTON, KY 41011-1126

Mortgage

Document Number	0000000054
Date	Mar 27, 2017
Book Page	0C6123/000139
Instrument	54

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2047

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$430,100 (+3.61%) Land $75,000 Building $355,100	$430,100 (+3.61%) Land $75,000 Building $355,100
2025	$4,113.00 (-7.03%)	$415,100 (-) Land $50,000 Building $365,100	$415,100 (-) Land $50,000 Building $365,100
2023	$4,424.00	$415,100 Land $50,000 Building $365,100	$415,100 Land $50,000 Building $365,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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