620 Spruce Trl, Forney, TX 75126 Property Records

Kaufman County property record for 620 Spruce Trl, Forney, TX 75126

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,213 sqft · built 2018
Lot Size0.185 acres (8,040 sqft)
OwnerIndividual Name on File
Last Sale$361,361 (Nov 2020)
Tax Bill$6,721 (2024)
Deeds & MortgagesNov 2023 Mortgage
Nov 2020 Construction Loan
+ 3 more
Flood ZoneZone X (minimal risk)
APNR193179

Property Details

APN / Parcel Number

Primary APNR193179
Alternative APNs
  • 00.3859.0001.0005.00.02.02
  • 193179

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,213 sqft Living Area
Gross Area2,749 sqft
1st Floor Area2,213 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,040 sqft (0.185 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area96 sqft
Deck Area192 sqft
Storage Building80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address620 SPRUCE TRL
CityFORNEY
StateTX
Zip75126-6958
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRAILS OF CHESTNUT MEADOW PH 5, BLOCK A, LOT 5
Legal SubdivisionTRAILS OF CHESTNUT MEADOW PH 5
Legal BlockA
Legal Lot Number5
JurisdictionKAUFMAN TX
Township / Civil DivisionFORNEY
Census Block Group2
Census Block2005
Census Tract50215

Owner

620 Spruce Trl is owned and occupied by an individual who acquired it in November 2023.

Source: Kaufman County records, as of January 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address620 SPRUCE TRL, FORNEY, TX 75126-6958
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2023Vendor's Lien, Transfer
CARDINAL FINANCIAL COMPANY LP
Nov 4, 2020Deed of Trust, Mortgage · Construction Mortgage
MCI PREFERRED INCOME FUND IV LLC
Nov 6, 2020Grant Deed, Subdivision Related Transfer
CARDINAL FIN'L
May 7, 2018Deed of Trust, Mortgage
ROSA E MORGAN
Oct 27, 2017Grant Deed, Transfer
ELENA M ROZKOV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 6, 2020 · Amount on File
Deed SaleNov 6, 2020 · Amount on File
Prior SaleNov 6, 2020 · Amount on File
Deed Document Number202035129
Deed Book / Page6674 / 331
Last Transfer DateNov 4, 2023
Transfer Doc0082850214
Record UpdatedSep 20, 2026

November 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionKAUFMAN TX
Recording DateNov 6, 2023
Property Address620 SPRUCE TRL, FORNEY, TX 75126-6958
Document Number0082850214
Book / Page8285 / 214
Map ReferenceVOL 3 PG 271
Instrument DateNov 4, 2023
Instrument2023-0031304
Transaction TypeTransfer
Record UpdatedNov 16, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address620 SPRUCE TRL, FORNEY, TX 75126-6958

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 SPRUCE TRL, FORNEY, TX 75126-6958

Mortgage

DateNov 6, 2023
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Special NotesSeller Financed
Agreement
AmountAmount on Record

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKAUFMAN TX
Property Address620 SPRUCE TRL, FORNEY, TX 75126-6958
Transaction TypeMortgage
Record UpdatedSep 5, 2022
Title CompanyCHICAGO TITLE OF TEXAS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2101 CEDAR SPRINGS RD, DALLAS, TX 75201-2104

Mortgage

Document Number0066690460
DateNov 4, 2020
Book Page6669/460
Instrument2020-0034725
Lender
NameMCI PREFERRED INCOME FUND IV LLC
TypeNon-Lending Institution
AddressDALLAS, TX 75201
Agreement
TypeConstruction Mortgage
AmountAmount on Record

November 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionKAUFMAN TX
Recording DateNov 6, 2020
Property Address620 SPRUCE TRL, FORNEY, TX 75126-6958
Document Number0066740331
Book / Page006674 / 000331
Instrument DateNov 5, 2020
Instrument35129
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 20, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address620 SPRUCE TRL FORNEY TX 751266958, FORNEY, TX 75126-6958

Mortgage

Document Number66740335
DateNov 6, 2020
Book Page006674/000335
Instrument35130
Lender
NameCARDINAL FIN'L
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28273
Agreement
AmountAmount on Record
Term360 Months
DueNov 5, 2050

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKAUFMAN TX
Property Address620 SPRUCE TRL, FORNEY, TX 75126-6958
Document Number0056720154
Instrument DateMay 7, 2018
Transaction TypeMortgage
Record UpdatedMay 24, 2018
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1800 VALLEY VIEW LN #400 FARMERS BRANCH TX 752348923, 400, FARMERS BRANCH, TX 75234-8923
InvestorPossibly a Property Investor

Mortgage

Document Number0056720154
DateMay 10, 2018
Book Page005672/000154
Instrument11231
Lender
NameROSA E MORGAN
Address711 TARRYALL DR, DALLAS, TX 75224-5033
Agreement
AmountAmount on Record

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKAUFMAN TX
Recording DateOct 27, 2017
Property Address620 SPRUCE TRL, FORNEY, TX 75126-6958
Document Number0054920412
Book / Page005492 / 000412
Instrument DateAug 2, 2017
Instrument24890
Transaction TypeTransfer
Record UpdatedNov 3, 2017
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1800 VALLEY VIEW LN #400 FARMERS BRANCH TX 752348923, 400, FARMERS BRANCH, TX 75234-8923
InvestorPossibly a Property Investor

Mortgage

Document Number54920415
DateOct 27, 2017
Book Page005492/000415
Instrument24891
Lender
NameELENA M ROZKOV
Address80 PLACID POND DR, FRISCO, TX 75034-1934
Agreement
AmountAmount on Record

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 6, 2025

Property Jurisdictions

TypeName
StateTexas
CountyKaufman County
MunicipalityForney City
Unified School DistrictForney Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$382,734 Land $90,000 Building $292,734$382,734 Land $90,000 Building $292,734
2024$6,721.00 (+10.27%)
2023$6,095.00 (-7.93%) Homeowner's exemption$393,528 (+8.72%) Land $90,000 Building $303,528$393,528 (+8.72%) Land $90,000 Building $303,528
2022$6,620.00 Homeowner's exemption$361,968 Land $70,000 Building $291,968$361,968 Land $70,000 Building $291,968

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 Spruce Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Spruce Trl is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Optimum
Cable · Fiber in parts of the area
940 / 35
Nextlink
Fixed Wireless
500 / 100

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