Cass County property record for 620 Spruce St, Dowagiac, MI 49047
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,102 sqft · built 1900 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $30,000 (Jul 2011) |
| Tax Bill | $1,682 (2025) |
| Deeds & Mortgages | Oct 2021 Sale Mar 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-160-200-242-00 |
| Primary APN | 14-160-200-242-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,102 sqft Building Perimeter |
| 1st Floor Area | 1,102 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 5,227 sqft (0.12 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 620 SPRUCE ST |
|---|---|
| City | DOWAGIAC |
| State | MI |
| Zip | 49047-1036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | . DW 671 LOT 1 SOLOMON CURTIS ADD CITY OF DOWAGIAC. |
| Legal Subdivision | SOLOMON CURTIS ADD |
| Legal Lot Number | 1 |
| Jurisdiction | CASS MI |
| Township / Civil Division | DOWAGIAC |
| Census Block Group | 2 |
| Census Block | 2061 |
| Census Tract | 1901 |
Source: Cass County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 620 SPRUCE ST, DOWAGIAC, MI 49047-1036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2021 | Land Contract, Transfer |
| Mar 3, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2011 · Amount on Record |
| Deed Sale | Jul 12, 2011 · Amount on Record |
| Deed Book / Page | 1028 / 157 |
| Last Transfer Date | Oct 20, 2011 |
| Transfer Doc | 01033/0005 |
| Record Updated | Oct 29, 2026 |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Oct 22, 2021 |
| Property Address | 620 SPRUCE ST, DOWAGIAC, MI 49047-1036 |
| Document Number | 001206/383 |
| Book / Page | 1206 / 383 |
| Instrument Date | Oct 20, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 57845 CHERRY GROVE RD, 57845, DOWAGIAC, MI 49047-9737 |
| Name | Verified Name |
|---|---|
| Address | 620 SPRUCE ST, DOWAGIAC, MI 49047-1036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Mar 3, 2022 |
| Property Address | 620 SPRUCE ST, DOWAGIAC, MI 49047-1036 |
| Document Number | 001213/279 |
| Book / Page | 1213 / 279 |
| Instrument Date | Aug 7, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 3951 W MILHAM AVE, PORTAGE, MI 49024-1088 |
Source: Cass County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| Municipality | Dowagiac City |
| Unified School District | Dowagiac Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $35,100 (-24.52%) Land $35,100 | $70,200 (-24.52%) Land $70,200 | |
| 2025 | $1,682.00 (+1.51%) Homeowner's exemption | $46,500 (+25%) Land $46,500 | $93,000 (+25%) Land $93,000 |
| 2024 | $1,657.00 (+11.58%) | ||
| 2023 | $37,200 | $74,400 | |
| 2022 | $1,485.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOWAGIAC serves 6,350 people · EPA ID MI0001860 |
|---|---|
| Water Source | Groundwater |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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