Noble County property record for 620 Spruce St, Caldwell, OH 43724
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,568 sqft · built 1984 |
| Lot Size | 0.068 acres (2,990 sqft) |
| Owner | Individual Name on File |
| Last Sale | $35,000 (Mar 2018) |
| Tax Bill | $846 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-00-15-047.000 |
| Primary APN | 29-00-15-047.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 908 sqft |
| Upper Floors Area | 660 sqft |
| Basement Area | 227 sqft |
| Unfinished Basement | 227 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Construction Type | Frame |
| Roof Material | Shingle |
| Lot Area | 2,990 sqft (0.068 acres) |
| Lot Dimensions | 115 ft deep x 26 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 620 SPRUCE ST |
|---|---|
| City | CALDWELL |
| State | OH |
| Zip | 43724-1137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 249 |
| Legal Lot Number | 249 |
| Jurisdiction | NOBLE OH |
| Township / Civil Division | OLIVE |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 968401 |
620 Spruce St is owned by an individual who bought it in March 2018.
Source: Noble County records, as of April 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 601 LEWIS ST, CALDWELL, OH 43724-1115 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 15, 2018 · Amount on File |
| Deed Sale | Mar 15, 2018 · Amount on File |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 620 Spruce St was $846.
Source: Noble County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Ohio |
| Municipality | Caldwell Village |
| County | Noble County |
| County Subdivision | Olive Township |
| Unified School District | Caldwell Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $846.00 | $26,520 Land $2,030 Building $24,490 | |
| 2024 | $75,770 (-) Land $5,800 Building $69,970 | ||
| 2023 | $1,463.00 (+14.66%) | $26,520 (+14.71%) Land $2,030 Building $24,490 | $75,770 Land $5,800 Building $69,970 |
| 2022 | $1,276.00 | $23,120 Land $1,770 Building $21,350 | |
| 2020 | $66,060 Land $5,060 Building $61,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 620 Spruce St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective January 6, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 620 Spruce St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALDWELL VILLAGE PWS serves 3,300 people · EPA ID OH6100011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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