St. Croix County property record for 620 Spruce Dr, Hudson, WI 54016
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,391 sqft · built 2001 |
| Lot Size | 0.032 acres (1,393 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,839 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 236-1961-40-000 |
| Primary APN | 236-1961-40-000 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,391 sqft Living Area |
| 1st Floor Area | 619 sqft |
| 2nd Floor Area | 772 sqft |
| Basement Area | 619 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 1,393 sqft (0.032 acres) |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 620 SPRUCE DR |
|---|---|
| City | HUDSON |
| State | WI |
| Zip | 54016-1871 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-3 |
| Legal Description | LOT 40 SUMMER PINES |
| Legal Range | 19W |
| Legal Township | 29N |
| Legal Section | 30 |
| Legal Subdivision | SUMMER PINES |
| Legal Lot Number | 40 |
| Jurisdiction | ST CROIX WI |
| Township / Civil Division | HUDSON |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 120201 |
620 Spruce Dr is owned and occupied by two individuals who acquired it in September 2024.
Source: St. Croix County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 620 SPRUCE DR, HUDSON, WI 54016-1871 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 24, 2024 |
| Transfer Doc | 0001183918 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 620 SPRUCE DR, HUDSON, WI 54016-1871 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001117127 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 1117127 |
| Name | RIVER FALLS STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 620 Spruce Dr was $3,839 with a homeowner's exemption.
Source: St. Croix County assessment roll, as of February 20, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | St. Croix County |
| Municipality | Hudson City |
| Unified School District | Hudson School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,839.00 Homeowner's exemption | ||
| 2025 | $3,839.00 Homeowner's exemption | $309,600 Land $40,500 Building $269,100 | $309,600 Land $40,500 Building $269,100 |
| 2023 | $2,955.00 Homeowner's exemption | $195,300 Land $26,600 Building $168,700 | $195,300 Land $26,600 Building $168,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 620 Spruce Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Mar 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 620 Spruce Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HUDSON WATERWORKS serves 18,558 people · EPA ID WI6560087 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Baldwin Telecom.
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