620 Spring St, Charlotte, TN 37036 Property Records

Dickson County property record for 620 Spring St, Charlotte, TN 37036 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 2013
Square Footage	1,044 sqft Living Area
Lot Size	16,510 sqft (0.379 acres)
Occupancy	Owner Occupied
Last Sale	$183,000 (2021)

Property Details

APN / Parcel Number

Primary APN	`022065E D 00500`
Alternative APN	`065E D 00500`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	1,044 sqft Living Area
1st Floor	1,044 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	2 Fireplaces

Exterior

Year Built	Built 2013
Exterior Material	Siding Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	16,510 sqft (0.379 acres)
Depth X Width	130 ft x 127 ft Depth x Width

Exterior Amenities

Deck Area	25 sqft Deck
Patio Area	25 sqft Patio
Porch	Open Porch
Porch Area	288 sqft Porch
Topography	Rolling Topography

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	620 SPRING ST
City	CHARLOTTE
State	TN
Zip	37036-4938
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DISTRICT: 06, COUNTY AREA: H04
Legal Subdivision	BROWN LAND SURVEYING LLC
Jurisdiction	DICKSON TN
Minor Civil Division	1
Census Blockgroup	1
Census Block	1039
Census Tract	60202

Owner

Source: Dickson County records · APN 022065E D 00500

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	620 SPRING ST, CHARLOTTE, TN 37036-4938
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 04, 2021 · Amount on Record
Deed Sale	Jan 04, 2021 · Amount on Record
Prior Sale	Aug 21, 2015 · Amount on Record
Deed Doc Number	321756
Deed Book / Page	V1482 / 553
Record Refreshed	Jun 08, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DICKSON TN
Recording Date	Jan 04, 2021
Property Address	620 SPRING ST, CHARLOTTE, TN 37036-4938
Document Number	00V1482553
Book / Page	V1482 / 553
Instrument Date	Dec 31, 2020
Instrument	321756
Transaction Type	Transfer
Record Updated	Jul 01, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$677.10
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 SPRING ST, CHARLOTTE, TN 37036-4938

Mortgage

Document Number	0000321757
Date	Jan 04, 2021
Instrument	321757

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Dickson County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Dickson County
Municipality	Charlotte Town
Unified School District	Dickson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Assessed Value	Assessed Market Value
2025	$55,325 Land $7,475 Building $47,850
2024		$221,300 Land $29,900 Building $191,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dickson County (47043C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low 20th percentile nationally · 28th in Tennessee
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the Charlotte Courthouse Square Historic District listed 1977 · 22 contributing resources · NRIS 77001266

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.