620 Spring Lake Ct, Mobile, AL 36695 Property Records

Mobile County property record for 620 Spring Lake Ct, Mobile, AL 36695

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,577 sqft · built 1999
Lot Size	0.112 acres (4,911 sqft)
Owner	Company Name on File
Last Sale	$139,000 (Jul 2018)
Deeds & Mortgages	Aug 2017 Line of Credit Dec 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R022804194002008097`

Property Details

APN / Parcel Number

Primary APN	`R022804194002008097`
Alternative APNs	`28 04 19 4 002 008.097` `02632440` `2632440`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,577 sqft Living Area
1st Floor Area	1,383 sqft
Upper Floors Area	242 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,911 sqft (0.112 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	446 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2632440
Street Address	620 SPRING LAKE CT
City	MOBILE
State	AL
Zip	36695-3426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT N-4 SPRING LAKE SUBDIV UNIT TWO MBK 67 PG 53 #SEC 19 T4S R2W #MP28 04 19 4 002
Legal Range	04S
Legal Township	04S
Legal Section	19
Legal Subdivision	SPRING LAKE SUBDIV
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	1
Census Block	1001
Census Tract	6411

Owner

620 Spring Lake Ct is owned by a company that bought it in July 2018.

Source: Mobile County records, as of September 15, 2026

Owner of Record	Company Name on File
Mailing Address	620 SPRING LAKE CT, MOBILE, AL 36695-3426
Owner Type	Company
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2017	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK
Dec 17, 2019	Correction Deed ATTORNEY ONLY
Jul 3, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jul 3, 2018	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2018 · Amount on File
Deed Sale	Jul 3, 2018 · Amount on File
Prior Sale	Apr 2, 2015 · Amount on File
Deed Document Number	201838223
Deed Book / Page	7655 / 165
Prior Transfer Date	Jun 29, 2018
Prior Transfer Doc	0000038223
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	620 SPRING LAKE CT, MOBILE, AL 36695-3426
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047767
Date	Aug 22, 2017
Book Page	7546/0883
Instrument	2017047767

Lender

Name	COMMUNITY BANK
Type	Bank
Address	MOBILE, AL 36608

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	MOBILE AL
Recording Date	Dec 17, 2019
Property Address	620 SPRING LAKE CT, MOBILE, AL 36695-3426
Document Number	0000073119
Instrument Date	Dec 17, 2019
Instrument	73119
Record Updated	Jan 21, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	620 SPRING LAKE CT MOBILE AL 366953426, MOBILE, AL 36695-3426

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jul 3, 2019
Property Address	620 SPRING LAKE CT, MOBILE, AL 36695-3426
Document Number	0000037828
Instrument Date	Jun 28, 2019
Instrument	37828
Transaction Type	Transfer
Record Updated	Jul 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$69.50
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	620 SPRING LAKE CT MOBILE AL 366953426, MOBILE, AL 36695-3426

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jul 3, 2018
Property Address	620 SPRING LAKE CT, MOBILE, AL 36695-3426
Document Number	0000038223
Book / Page	7655 / 0165
Map Reference	MB 67 PG 53
Instrument Date	Jun 29, 2018
Instrument	2018038223
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5520 CENTRAL BLVD, 5520, MOBILE, AL 36618-2957

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2256, SEMMES, AL 36575-2256

Mortgage

Document Number	0000038224
Date	Jul 3, 2018
Book Page	7655/0167
Instrument	2018038224

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$16,350 Land $3,500 Building $12,850	$163,500 Land $35,000 Building $128,500
2023	Additional exemption filed	$13,710 Land $3,500 Building $10,210	$137,100 Land $35,000 Building $102,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 620 Spring Lake Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 Spring Lake Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.1% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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