620 Shore Rd, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Heights Borough property record for 620 Shore Rd, Spring Lake, NJ 07762

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	1,944 sqft · built 1926
Lot Size	0.176 acres (7,680 sqft)
Owner	Individual Name on Record
Last Sale	$910,000 (Dec 2022)
Tax Bill	$11,390 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-00018-0000-00109`

Property Details

APN / Parcel Number

Primary APN	`48-00018-0000-00109`
Alternative APNs	`480001800109` `02130`

Interior

Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,944 sqft Total Area
1st Floor Area	1,278 sqft
Upper Floors Area	616 sqft
Basement Area	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	7,680 sqft (0.176 acres)
Lot Dimensions	128 ft deep x 60 ft wide
Deck Area	538 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	02130
Street Address	620 SHORE RD
City	SPRING LAKE
State	NJ
Zip	07762-1854
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	SF05
Legal Subdivision	VILLA PARK
Legal Block	18
Legal Lot Number	109
Jurisdiction	MONMOUTH NJ
Township / Civil Division	SPRING LAKE HEIGHTS
Census Block Group	2
Census Block	2025
Census Tract	808901

Owner

Source: Monmouth County and Spring Lake Heights Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	620 SHORE RD, SPRING LAKE, NJ 07762-1854
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2022 · Amount on Record
Deed Sale	Dec 5, 2022 · Amount on Record
Prior Sale	May 23, 2003 · Amount on Record
Deed Document Number	2022116511
Deed Book / Page	9626 / 5207
Record Updated	Oct 29, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 5, 2022
Property Address	620 SHORE RD, SPRING LAKE, NJ 07762-1854
Document Number	0096265207
Book / Page	9626 / 5207
Instrument Date	Sep 20, 2022
Instrument	2022116511
Transaction Type	Transfer
Record Updated	Jan 5, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,108.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5407 LONG BEACH BLVD, HARVEY CEDARS, NJ 08008-5741

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 SHORE RD, SPRING LAKE, NJ 07762-1854

Mortgage

Document Number	2022116512
Date	Dec 5, 2022
Instrument	2022116512

Lender

Name	CONSTANCE GIBSON
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monmouth County and Spring Lake Heights Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Spring Lake Heights Borough
Unified School District	Spring Lake Heights Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,260,100 (+13.29%) Land $917,700 Building $342,400	$1,260,100 (+13.29%) Land $917,700 Building $342,400
2025	$11,390.00 (+1.8%)	$1,112,300 (+5.1%) Land $786,600 Building $325,700	$1,112,300 (+5.1%) Land $786,600 Building $325,700
2024	$11,189.00 (-1.95%)
2023		$1,058,300 Land $653,100 Building $405,200	$1,058,300 Land $653,100 Building $405,200
2022	$11,412.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOROUGH OF SPRINGLAKE HEIGHTS serves 5,000 people · EPA ID NJ1349001
Water Source	Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State Inspection	Aug 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20