620 Shore Dr, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 620 Shore Dr, Colonial Beach, VA 22443

Property Summary

Property TypeSingle Family Home
Details4 ba · 6,142 sqft · built 1987
OwnerIndividual Name on Record
Last Sale$375,000 (Nov 2019)
Tax Bill$4,457 (2025)
Deeds & MortgagesOct 2020 Refinance
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN6B-1-G-1

Property Details

APN / Parcel Number

Primary APN6B-1-G-1
Alternative APN
  • 15501

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area6,142 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeBlock
Roof MaterialComposition Shingle
Parking Spaces4 Parking Spaces
PorchOpen Porch
Deck Area200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number15501
Old Parcel Number6B-1-G-1
Street Address620 SHORE DR
CityCOLONIAL BEACH
StateVA
Zip22443-4405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionWESTMORELAND SHORES LOTS 1 2 & 3A BK G SEC 1DB 838 PG 1617 R/S
Legal BlockG
Legal Lot Number1-2,3A 2
JurisdictionWESTMORELAND VA
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1005
Census Tract10401

Owner

Source: Westmoreland County records, as of January 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address620 SHORE DR, COLONIAL BEACH, VA 22443-4405
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
SWBC MORTGAGE CORP
Nov 12, 2019Warranty Deed, Transfer · Conventional Mortgage
EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 12, 2019 · Amount on Record
Deed SaleNov 12, 2019 · Amount on Record
Prior SaleAug 27, 2012 · Amount on Record
Deed Document Number09250489
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTMORELAND VA
Property Address620 SHORE DR, COLONIAL BEACH, VA 22443-4405
Transaction TypeMortgage
Record UpdatedSep 6, 2022
Title CompanyNEW WORLD TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0009360009
DateOct 1, 2020
Instrument09360009
Lender
NameSWBC MORTGAGE CORP
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term360 Months
DueOct 1, 2050
Interest
Rate TypeFixed Rate

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTMORELAND VA
Recording DateNov 12, 2019
Property Address620 SHORE DR, COLONIAL BEACH, VA 22443-4405
Document Number0009250489
Instrument DateNov 8, 2019
Instrument09250489
Transaction TypeTransfer
Record UpdatedSep 6, 2022
Title CompanySIGNATURE SETTLEMENT LLC, SIGNATURE HOME STLMNTS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1038 ALBROUGH BLVD, COLONIAL BEACH, VA 22443-3907

Mortgage

Document Number0009250491
DateNov 12, 2019
Instrument09250491
Lender
NameEMBRACE HOME LOANS INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyWestmoreland County
Unified School DistrictWestmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,457.00 (+9.67%)$655,500 (-) Land $196,000 Building $459,500$655,500 (-) Land $196,000 Building $459,500
2023$4,064.00$655,500 Land $196,000 Building $459,500$655,500 Land $196,000 Building $459,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims2 (2021)
Most Recent ClaimOct 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOTOMAC WESTMORELAND SHORES
private · serves 1,743 people · EPA ID VA4193760
Water SourceGroundwater
Last State InspectionSep 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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