620 Shamrock Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 620 Shamrock Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	1,293 sqft · built 1994
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$232,000 (Sep 2017)
Tax Bill	$9,041 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Apr 2022 Mortgage + 1 more
APN	`04-31-0-103-026`

Property Details

APN / Parcel Number

Primary APN	`04-31-0-103-026`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	1,293 sqft Living Area
Basement Area	1,293 sqft
Unfinished Basement	1,293 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Combination
Construction Type	Frame
Lot Area	18,731 sqft (0.43 acres)
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	354 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	620 SHAMROCK DR
City	O FALLON
State	IL
Zip	62269-7509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMBRIDGE COMMONS PHASE 3 LOT/SEC-83 A02553019
Legal Subdivision	CAMBRIDGE COMMONS PHASE 3
Legal Phase	3
Legal Block	103
Legal Lot Number	83
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2004
Census Tract	504354

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	620 SHAMROCK DR, O FALLON, IL 62269-7509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Apr 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Sep 26, 2017	Warranty Deed, Transfer · FHA Mortgage FIRST BK MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2017 · Amount on Record
Deed Sale	Sep 26, 2017 · Amount on Record
Prior Sale	Mar 28, 1998 · Amount on Record
Deed Document Number	20172553019
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	620 SHAMROCK DR, O FALLON, IL 62269-7509
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 SHAMROCK DR, O FALLON, IL 62269-7509

Mortgage

Document Number	0A02796628
Date	Nov 2, 2023
Instrument	A02796628

Lender

Name	FIRST BANK
Type	Bank
Address	EAST SAINT LOUIS, IL 62201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	620 SHAMROCK DR, O FALLON, IL 62269-7509
Transaction Type	Mortgage
Record Updated	Apr 28, 2022
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02742833
Date	Apr 13, 2022
Instrument	A02742833

Lender

Name	FIRST BANK
Type	Bank
Address	HAZELWOOD, MO 63042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

Interest

Rate Type	Fixed Rate
Rate	3.12%

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 26, 2017
Property Address	620 SHAMROCK DR, O FALLON, IL 62269-7509
Document Number	00A2553019
Instrument Date	Sep 15, 2017
Instrument	2553019
Transaction Type	Transfer
Record Updated	Dec 4, 2017
Title Company	ADVANCED TITLE SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$348.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	513 JOY DR O FALLON IL 622692416, O FALLON, IL 62269-2416

Mortgage

Document Number	A2553020
Date	Sep 26, 2017
Instrument	2553020

Lender

Name	FIRST BK MTG
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2047

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,041.00	$131,166 (+34.34%) Land $21,033 Building $110,133	$393,498 (+34.34%) Land $63,099 Building $330,399
2022		$97,636 Land $15,656 Building $81,980	$292,908 Land $46,968 Building $245,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: ClearWave, Wisper ISP.

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