Orange County property record for 620 Setting Sun Dr, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,395 sqft · built 2006 |
| Lot Size | 0.222 acres (9,683 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $715,500 (Mar 2022) |
| Tax Bill | $6,724 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-22-27-0733-00-780 |
| Primary APN | 34-22-27-0733-00-780 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,395 sqft Living Area |
| Gross Area | 4,761 sqft |
| 1st Floor Area | 1,845 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete Block/Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,683 sqft (0.222 acres) |
| Garage Type | Attached |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 643 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 620 SETTING SUN DR |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-5930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | BLACK LAKE PARK PHASE 1 59/4 LOT 78 |
| Legal Range | 27E |
| Legal Township | 22S |
| Legal Section | 34 |
| Legal Subdivision | BLACK LAKE PARK PH 1 |
| Legal Phase | 1 |
| Legal Tract | 733 |
| Legal Lot Number | 78 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 17116 |
Source: Orange County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 620 SETTING SUN DR, WINTER GARDEN, FL 34787-5930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Aug 13, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2022 · Amount on Record |
| Deed Sale | Mar 2, 2022 · Amount on Record |
| Prior Sale | Sep 27, 2006 · Amount on Record |
| Deed Document Number | 2022141101 |
| Last Transfer Date | Aug 12, 2026 |
| Transfer Doc | 0000449949 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Aug 13, 2026 |
| Property Address | 620 SETTING SUN DR, WINTER GARDEN, FL 34787-5930 |
| Document Number | 0000449949 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 2026449949 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 620 SETTING SUN DR, WINTER GARDEN, FL 34787-5930 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 620 SETTING SUN DR, WINTER GARDEN, FL 34787-5930 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1400 SPRING LOOP WAY, WINTER GARDEN, FL 34787-2137 |
| Document Number | 0000141102 |
|---|---|
| Date | Mar 2, 2022 |
| Instrument | 20220141102 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2052 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $465,464 (+2.7%) | $639,500 (-1.38%) Land $140,000 Building $499,500 | |
| 2025 | $6,724.00 (+5.23%) Homeowner's exemption | $453,227 (+5.99%) | $648,470 (+17.54%) Land $140,000 Building $508,470 |
| 2024 | $6,390.00 (+3.6%) | ||
| 2023 | $6,168.00 (+72.39%) Homeowner's exemption | $427,625 (+62.01%) | $551,711 (+13.51%) Land $112,500 Building $439,211 |
| 2022 | $3,578.00 Homeowner's exemption | $263,945 | $486,062 Land $112,500 Building $373,562 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink, T-Mobile.
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