620 Sandy Spring Trl, Madison, TN 37115 Property Records

Nashville-Davidson Metropolitan Government property record for 620 Sandy Spring Trl, Madison, TN 37115

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,438 sqft · built 1999
Lot Size	0.119 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$116,500 (Dec 2001)
Tax Bill	$2,378 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`052-08-0A-317-00`

Property Details

APN / Parcel Number

Primary APN	`052-08-0A-317-00`
Alternative APN	`000201805`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,438 sqft Living Area
Gross Area	2,094 sqft
1st Floor Area	629 sqft
Upper Floors Area	273 sqft

Exterior

Year Built	Built 1999
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	5,227 sqft (0.119 acres)
Lot Dimensions	90 ft deep x 51 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	53 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	000201805
Street Address	620 SANDY SPRING TRL
City	MADISON
State	TN
Zip	37115-6538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS10
Legal Description	LOT 108 HERON WALK PHASE 2 SEC 5
Legal Subdivision	HERON WALK PH 2 SEC 5
Legal Phase	2
Legal Lot Number	108
Jurisdiction	DAVIDSON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1000
Census Tract	10602

Owner

Source: Nashville-Davidson Metropolitan Government records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	620 SANDY SPRING TRL, MADISON, TN 37115-6538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2001 · Amount on Record
Deed Sale	Dec 31, 2001 · Amount on Record
Deed Document Number	20020114-0005748
Prior Transfer Date	Jan 6, 2000
Prior Transfer Doc	200001060001808
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON TN
Property Address	620 SANDY SPRING TRL, MADISON, TN 37115-6538
Transaction Type	Mortgage
Record Updated	Jul 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000099459
Date	Jul 23, 2021
Instrument	20210723-0099459

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON TN
Property Address	620 SANDY SPRING TRL, MADISON, TN 37115-6538
Document Number	0000064689
Instrument Date	Jun 28, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	620 SANDY SPRING TRL MADISON TN 371156538, MADISON, TN 37115-6538

Mortgage

Document Number	0000064689
Date	Jul 3, 2018
Instrument	64689

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2048

Tax Assessment & Valuation

Source: Nashville-Davidson Metropolitan Government assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County / Consolidated City	Nashville-Davidson Metropolitan Government
Unified School District	Metropolitan Nashville Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,378.00 (+31.67%)	$85,500 (+38.29%) Land $16,500 Building $69,000	$342,000 (+38.29%) Land $66,000 Building $276,000
2023	$1,806.00	$61,825 Land $12,750 Building $49,075
2021			$247,300 Land $51,000 Building $196,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON SUBURBAN U.D. serves 84,437 people · EPA ID TN0000424
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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