620 Saint Thomas Ave, Albert Lea, MN 56007 Property Records

Freeborn County property record for 620 Saint Thomas Ave, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 848 sqft · built 1927
Lot Size	0.109 acres (4,787 sqft)
Owner	Company Name on Record
Last Sale	$95,000 (May 2026)
Tax Bill	$974 (2026)
Deeds & Mortgages	May 2026 Sale Mar 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`34.180.3380`

Property Details

APN / Parcel Number

Primary APN	`34.180.3380`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	848 sqft Living Area
1st Floor Area	848 sqft
Basement Area	392 sqft
Unfinished Basement	392 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Stone
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,787 sqft (0.109 acres)
Lot Dimensions	80 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	308 sqft
Porch	Porch
Porch Area	96 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	620 SAINT THOMAS AVE
City	ALBERT LEA
State	MN
Zip	56007-3740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOME ADDITION LOT-001 BLOCK-017 LOT 1 LESS S 5 FT BLK 17 HOME ADDITION
Legal Subdivision	HOME ADDITION
Legal Block	17
Legal Lot Number	1
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	2
Census Block	2026
Census Tract	180500

Owner

Source: Freeborn County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	23770 NATCHEZ AVE, LAKEVILLE, MN 55044-8215
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed, Transfer
Mar 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FINANCIAL FCU
Dec 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FINANCIAL FCU
Dec 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FINANCIAL FCU
Dec 14, 2018	Deed, Transfer
Sep 20, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2026 · Amount on Record
Deed Sale	May 27, 2026 · Amount on Record
Prior Sale	Dec 14, 2018 · Amount on Record
Deed Document Number	20261877960
Prior Transfer Date	May 20, 2013
Prior Transfer Doc	A506483
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREEBORN MN
Recording Date	May 27, 2026
Property Address	620 SAINT THOMAS AVE, ALBERT LEA, MN 56007-3740
Document Number	0001877960
Instrument Date	May 27, 2026
Instrument	20261877960
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23770 NATCHEZ AVE, LAKEVILLE, MN 55044-8215

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	620 SAINT THOMAS AVE, ALBERT LEA, MN 56007-3740
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A536555
Date	Mar 1, 2019
Instrument	A536555

Lender

Name	TRUSTONE FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	132 Months
Due	Jan 1, 2029

Interest

Rate Type	Fixed Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	620 SAINT THOMAS AVE, ALBERT LEA, MN 56007-3740
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A535699
Date	Dec 21, 2018
Instrument	A535699

Lender

Name	TRUSTONE FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	620 SAINT THOMAS AVE, ALBERT LEA, MN 56007-3740
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A535698
Date	Dec 21, 2018
Instrument	A535698

Lender

Name	TRUSTONE FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Interest

Rate Type	Fixed Rate

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREEBORN MN
Recording Date	Dec 14, 2018
Property Address	620 SAINT THOMAS AVE, ALBERT LEA, MN 56007-3740
Document Number	CRV905534
Instrument Date	Dec 14, 2018
Instrument	CRV905534
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	909 W FRONT ST, 909, ALBERT LEA, MN 56007-1950

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 SAINT THOMAS AVE, ALBERT LEA, MN 56007-3740

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	Sep 20, 2017
Property Address	620 SAINT THOMAS AVE, ALBERT LEA, MN 56007-3740
Document Number	CRV723960
Instrument Date	Sep 20, 2017
Instrument	CRV723960
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4509 FLAMINGO CT, 4509, DES MOINES, IA 50310-2744

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 SAINT THOMAS AVE, ALBERT LEA, MN 56007-3740

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$974.00 Homeowner's exemption	$99,000 (+8.32%) Land $16,300 Building $82,700	$99,000 (+8.32%) Land $16,300 Building $82,700
2025	$974.00 (+39.54%) Homeowner's exemption	$91,400 (+36.62%) Land $16,300 Building $75,100	$91,400 (+36.62%) Land $16,300 Building $75,100
2023	$698.00 (+5.12%) Homeowner's exemption	$66,900 Land $7,100 Building $59,800	$66,900 Land $7,100 Building $59,800
2020	$664.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	May 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

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