620 Saint Cloud Dr, Antioch, TN 37013 Property Records

Nashville-Davidson Metropolitan Government property record for 620 Saint Cloud Dr, Antioch, TN 37013

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,200 sqft · built 1976
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$189,000 (Feb 2017)
Tax Bill	$2,207 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`162-03-0-285-00`

Property Details

APN / Parcel Number

Primary APN	`162-03-0-285-00`
Alternative APN	`000190096`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,200 sqft Living Area
Gross Area	2,264 sqft
1st Floor Area	1,100 sqft
Basement Area	1,100 sqft
Finished Basement	1,100 sqft

Exterior

Year Built	Built 1976
Exterior Material	Brick
Roof Material	Tar & Gravel
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	165 ft deep x 68 ft wide
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	000190096
Old Parcel Number	162030 28500
Street Address	620 SAINT CLOUD DR
City	ANTIOCH
State	TN
Zip	37013-3613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	LOT 169 HAYWOOD HILLS SEC. 3
Legal Subdivision	HAYWOOD HILLS SEC 03
Legal Lot Number	169
Jurisdiction	DAVIDSON TN
Township / Civil Division	30
Census Block Group	1
Census Block	1005
Census Tract	19109

Owner

Source: Nashville-Davidson Metropolitan Government records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	620 SAINT CLOUD DR, ANTIOCH, TN 37013-3613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 17, 2017	Warranty Deed, Transfer · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2017 · Amount on Record
Deed Sale	Feb 17, 2017 · Amount on Record
Prior Sale	Aug 18, 2003 · Amount on Record
Deed Document Number	20170217-0016509
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON TN
Property Address	620 SAINT CLOUD DR, ANTIOCH, TN 37013-3613
Transaction Type	Mortgage
Record Updated	Mar 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025150
Date	Mar 1, 2021
Instrument	20210301-0025150

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON TN
Recording Date	Feb 17, 2017
Property Address	620 SAINT CLOUD DR, ANTIOCH, TN 37013-3613
Document Number	0000016509
Map Reference	MB4460 PG164
Instrument Date	Feb 14, 2017
Instrument	20170217-0016509
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	LEGMAN TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$699.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 SAINT CLOUD DR, ANTIOCH, TN 37013-3613

Mortgage

Document Number	0000016510
Date	Feb 17, 2017
Instrument	20170217-0016510

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Nashville-Davidson Metropolitan Government assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County / Consolidated City	Nashville-Davidson Metropolitan Government
Unified School District	Metropolitan Nashville Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,207.00 (+27.94%)	$78,450 (+47.95%) Land $16,500 Building $61,950	$313,800 (+47.95%) Land $66,000 Building $247,800
2023	$1,725.00 (-14.09%)	$53,025 (-) Land $11,250 Building $41,775
2022	$2,008.00	$53,025 Land $11,250 Building $41,775	$212,100 (-) Land $45,000 Building $167,100
2021			$212,100 Land $45,000 Building $167,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	11 (1979–2015)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Oct 2015 · other causes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METRO WATER SERVICES serves 789,969 people · EPA ID TN0000494
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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