620 S West Ave, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 620 S West Ave, Sioux Falls, SD 57104

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1948
Lot Size	0.132 acres (5,737 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Dec 2025)
Tax Bill	$2,857 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-20-134-006-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-20-134-006-000`
Alternative APN	`30816`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Finished Area
1st Floor Area	672 sqft
Upper Floors Area	336 sqft
Basement Area	672 sqft
Finished Basement	400 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,737 sqft (0.132 acres)
Lot Dimensions	76.5 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	30816
Street Address	620 S WEST AVE
City	SIOUX FALLS
State	SD
Zip	57104-4150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KINGSBURY SUB W 75` 10 TO 11 & W 75` S 10` 12 BLOCK 13 EMERSON`S ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	KINGSBURY SUB
Legal Block	13
Legal Lot Number	12
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2020
Census Tract	900

Owner

Source: Minnehaha County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	620 S WEST AVE, SIOUX FALLS, SD 57104-4150
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Jul 24, 2020	Deed of Trust, Mortgage SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
Nov 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage SERVICE FIRST FCU
Dec 23, 2021	Special Warranty Deed, Foreclosure
Jul 31, 2012	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2025 · Amount on Record
Deed Sale	Dec 22, 2025 · Amount on Record
Prior Sale	Jul 31, 2012 · Amount on Record
Deed Document Number	2025148389
Deed Book / Page	636-D / 48
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	620 S WEST AVE, SIOUX FALLS, SD 57104-4150
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1892MTG/591
Date	Jul 24, 2020
Book Page	1892 MTG/591

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	620 S WEST AVE, SIOUX FALLS, SD 57104-4150
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1892MTG/596
Date	Jul 24, 2020
Book Page	1892 MTG/596

Lender

Name	SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORI
Type	Government Agency
Address	PIERRE, SD 57501

Agreement

Amount	Amount Recorded

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	620 S WEST AVE, SIOUX FALLS, SD 57104-4150
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1850MTG/0165
Date	Nov 6, 2018
Book Page	1850 MTG/0165

Lender

Name	SERVICE FIRST FCU
Type	Credit Union
Address	SIOUX FALLS, SD 57103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

December 2021: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Dec 23, 2021
Property Address	620 S WEST AVE, SIOUX FALLS, SD 57104-4150
Document Number	610DEED/607
Book / Page	610 DEED / 607
Instrument Date	Dec 14, 2021
Transaction Type	Foreclosure
Record Updated	May 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 7899, BOISE, ID 83707-1899

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 N CLASSEN BLVD STE 3200, 3200, OKLAHOMA CITY, OK 73106-6034
Investor	Possibly a Property Investor

July 2012: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jul 31, 2012
Property Address	620 S WEST AVE, SIOUX FALLS, SD 57104-4150
Document Number	000544/282
Book / Page	544 / 282
Instrument Date	Jul 27, 2012
Instrument	221356
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount Recorded
Tax	$85.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 S WEST AVE, SIOUX FALLS, SD 57104-4150

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,857.00	$209,800 (+13.71%) Land $25,800 Building $184,000
2024	$2,857.00 (+7.16%)	$184,500 (+4.65%) Land $25,800 Building $158,700
2022	$2,666.00	$176,300 Land $26,900 Building $149,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable · Fiber in parts of the area	2,000 / 350
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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