620 S Spruce St, Gardner, KS 66030 Property Records

Johnson County property record for 620 S Spruce St, Gardner, KS 66030

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,832 sqft · built 2004
Lot Size	0.201 acres (8,732 sqft)
Owner	Individual Name on File
Last Sale	$250,100 (Dec 2017)
Tax Bill	$6,013 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CP73570000-0062`

Property Details

APN / Parcel Number

Primary APN	`CP73570000-0062`
Alternative APNs	`0461372503303010000` `R190501`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,832 sqft Living Area
Gross Area	4,106 sqft
1st Floor Area	1,038 sqft
Basement Area	1,006 sqft
Finished Basement	400 sqft
Unfinished Basement	606 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,732 sqft (0.201 acres)
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	640 sqft

Exterior Amenities

Porch	Covered Slab
Porch Area	172 sqft
Deck Area	Deck Area
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	R190501
Street Address	620 S SPRUCE ST
City	GARDNER
State	KS
Zip	66030-1498
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PLUM CREEK II LT 62 GAC 111B 62
Legal Subdivision	PLUM CREEK II
Legal Lot Number	62
Jurisdiction	JOHNSON KS
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1009
Census Tract	53703

Owner

620 S Spruce St is owned and occupied by an individual who bought it in December 2017.

Source: Johnson County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	620 S SPRUCE ST, GARDNER, KS 66030-1498
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Dec 12, 2018	Deed of Trust, Mortgage · VA Mortgage A1 MORTGAGE GROUP LLC
Dec 7, 2017	Quit Claim Deed, Transfer · VA Mortgage A1 MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2017 · Amount on File
Deed Sale	Dec 7, 2017 · Amount on File
Prior Sale	Feb 24, 2016
Deed Book / Page	201712 / 2166
Prior Transfer Date	Nov 27, 2017
Prior Transfer Doc	201712/002166
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	620 S SPRUCE ST, GARDNER, KS 66030-1498
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202011/8932
Date	Nov 19, 2020
Book Page	202011/8932

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	620 S SPRUCE ST, GARDNER, KS 66030-1498
Transaction Type	Mortgage
Record Updated	Jan 22, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201812/003062
Date	Dec 12, 2018
Book Page	201812/003062

Lender

Name	A1 MORTGAGE GROUP LLC
Type	Mortgage Company
Address	LEES SUMMIT, MO 64063

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JOHNSON KS
Recording Date	Dec 7, 2017
Property Address	620 S SPRUCE ST, GARDNER, KS 66030-1498
Document Number	201712/002166
Book / Page	201712 / 002166
Instrument Date	Nov 27, 2017
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 S SPRUCE ST, GARDNER, KS 66030-1498

Mortgage

Document Number	201712002167
Date	Dec 7, 2017
Instrument	201712/002167

Lender

Name	A1 MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 620 S Spruce St was $6,013, down 2.4% from the year before.

Source: Johnson County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Kansas
County	Johnson County
Municipality	Gardner City
Unified School District	Gardner Edgerton Unified School District 231 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,013.00 (-2.4%)	$49,094 (-1.5%) Land $8,599 Building $40,495	$426,900 (-1.5%) Land $74,770 Building $352,130
2024	$6,161.00 (+7.3%)	$49,841 (+9.83%) Land $8,556 Building $41,285	$433,400 (+9.83%) Land $74,400 Building $359,000
2023	$5,742.00 (+6.85%)	$45,379 (+8.02%) Land $7,783 Building $37,596	$394,600 (+8.02%) Land $67,680 Building $326,920
2022	$5,374.00	$42,010 Land $6,483 Building $35,527	$365,300 Land $56,370 Building $308,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 620 S Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 S Spruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 88% of Kansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GARDNER serves 23,942 people · EPA ID KS2009106
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Verizon.

Nearby Properties on S Spruce St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures