620 S Main St, Independence, MO 64050 Property Records

Jackson County property record for 620 S Main St, Independence, MO 64050

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,256 sqft · built 1880
Lot Size	0.245 acres (10,672 sqft)
Owner	2 Individual Names on File
Last Sale	$183,800 (May 2021)
Tax Bill	$2,494 (2024)
Deeds & Mortgages	May 2021 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-520-02-14`

Property Details

APN / Parcel Number

Primary APN	`26-520-02-14`
Alternative APNs	`26-520-02-14-00-0-00-000` `781146`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,256 sqft Living Area
1st Floor Area	1,128 sqft
Basement Area	504 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1990
Architectural Style	Old Style
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,672 sqft (0.245 acres)
Lot Dimensions	203 ft deep x 63 ft wide
View / Lot	Interior
Garage Type	Detached
Garage Area	1,025 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	224 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	781146
Street Address	620 S MAIN ST
City	INDEPENDENCE
State	MO
Zip	64050-4412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUBEYS ADD S 12.5 OF LOT 3 & TH PT OF LOT 4 DAF: BEG AT A P T 45 N OF SW COR OF LOT 4 TH E 91.5 TH S 20 TH E 117.7 T O W ROW LI OF MAIN ST TH NWLY ALG SD ROW LI TO N LI OF SD LO
Legal Subdivision	RUBEYS ADD
Legal Block	2
Legal Lot Number	3,4
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2001
Census Tract	11601

Owner

Source: Jackson County assessment roll, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	620 S MAIN ST, INDEPENDENCE, MO 64050-4412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jun 21, 2017	Deed of Trust, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 11, 2021 · Amount on Record
Deed Sale	May 11, 2021 · Amount on Record
Prior Sale	Sep 25, 2002 · Amount on Record
Deed Document Number	2021E51014
Prior Transfer Date	May 6, 2021
Prior Transfer Doc	00E0051014
Record Updated	Jun 8, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MO
Recording Date	May 11, 2021
Property Address	620 S MAIN ST, INDEPENDENCE, MO 64050-4412
Document Number	00E0051014
Instrument Date	May 6, 2021
Instrument	2021E0051014
Transaction Type	Transfer
Record Updated	Jun 1, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 S MAIN ST, INDEPENDENCE, MO 64050-4412

Mortgage

Document Number	00E0051015
Date	May 11, 2021
Instrument	2021E0051015

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	620 S MAIN ST, INDEPENDENCE, MO 64050-4412
Document Number	0000E58122
Instrument Date	Jun 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	620 S MAIN ST INDEPENDENCE MO 640504412, INDEPENDENCE, MO 64050-4412

Mortgage

Document Number	0000E58122
Date	Jun 28, 2017
Instrument	58122E

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2047

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,504 (+12.49%) Land $3,906 Building $36,598	$213,180 (+12.49%)
2024	$2,494.00 (+2.34%)
2023	$2,437.00	$36,007 Land $4,020 Building $31,987	$189,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: KC Web, Wisper ISP.

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