Grayson County property record for 620 S First St, Sherman, TX 75090
| Property Type | Single Family Home |
|---|---|
| Details | built 2025 |
| Lot Size | 0.092 acres (4,008 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $188,423 (Sep 2025) |
| Tax Bill | $699 (2025) |
| Deeds & Mortgages | Sep 2025 Second Mortgage Dec 2024 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S042 0963237 |
| Primary APN | S042 0963237 |
|---|---|
| Alternative APNs |
|
| Year Built | Built 2025 |
|---|---|
| Lot Area | 4,008 sqft (0.092 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Street Address | 620 S FIRST ST |
|---|---|
| City | SHERMAN |
| State | TX |
| Zip | 75090-6912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MORA ON FIRST ADDITION, LOT 1, ACRES 0.092 |
| Legal Subdivision | MORA ON FIRST ADDITION |
| Legal Lot Number | 1 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 2000 |
620 S First St is owned and occupied by two individuals who bought it in September 2025.
Source: Grayson County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 620 S FIRST ST, SHERMAN, TX 75090-6912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Sep 8, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE SOUTHEAST TEXAS HOUSING FINANCE CORP |
| Dec 10, 2024 | Deed of Trust, Mortgage · Construction Mortgage FIRST UNITED BANK & TRUST CO |
| Sep 8, 2025 | Vendor's Lien, Subdivision Related Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Nov 5, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2025 · Amount on File |
| Deed Sale | Sep 8, 2025 · Amount on File |
| Deed Document Number | 202523186 |
| Prior Transfer Date | Oct 27, 2006 |
| Prior Transfer Doc | 0000030711 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 620 S FIRST ST, SHERMAN, TX 75090-6912 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Title Company | RED RIV TITLE COMPANY, RED RIVER TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000023188 |
|---|---|
| Date | Sep 8, 2025 |
| Instrument | 2025-23188 |
| Name | THE SOUTHEAST TEXAS HOUSING FINANCE CORP |
|---|---|
| Type | Non-Lending Institution |
| Address | 11111 S SAM HOUSTON PKWY E, HOUSTON, TX 77089 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 8, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 620 S FIRST ST, SHERMAN, TX 75090-6912 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Title Company | RED RIV TITLE COMPANY, RED RIVER TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2291 COUNTY ROAD 376, ANNA, TX 75409-5865 |
| Document Number | 0000033572 |
|---|---|
| Date | Dec 10, 2024 |
| Instrument | 2024-33572 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | 401 E TAYLOR ST, SHERMAN, TX 75090 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Sep 8, 2025 |
| Property Address | 620 S FIRST ST, SHERMAN, TX 75090-6912 |
| Document Number | 0000023186 |
| Map Reference | DOC2023-139 |
| Instrument Date | Sep 8, 2025 |
| Instrument | 2025-23186 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 21, 2025 |
| Title Company | RED RIVER TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1218 N BRENTS AVE, SHERMAN, TX 75090-4104 |
| Name | Verified Name |
|---|---|
| Address | 620 S FIRST ST, SHERMAN, TX 75090-6912 |
| Document Number | 0000023187 |
|---|---|
| Date | Sep 8, 2025 |
| Instrument | 2025-23187 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Nov 5, 2020 |
| Property Address | 620 S FIRST ST, SHERMAN, TX 75090-6912 |
| Document Number | 0000030777 |
| Instrument Date | Oct 31, 2020 |
| Instrument | 30777 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1218 N BRENTS AVE SHERMAN TX 750904104, SHERMAN, TX 75090-4104 |
The 2025 property tax bill for 620 S First St was $699, up 15.3% from the year before.
Source: Grayson County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Municipality | Sherman City |
| Unified School District | Sherman Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $699.00 (+15.35%) | $31,900 Land $31,900 | $31,900 Land $31,900 |
| 2024 | $606.00 | ||
| 2023 | $18,336 Land $18,336 | $18,336 Land $18,336 | |
| 2022 | $442.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 620 S First St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 620 S First St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHERMAN serves 43,645 people · EPA ID TX0910006 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Sparklight Cable | 1,000 / 50 |
| TekWav Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Grayson Collin Communications, Hotwire Communications, Nextlink, T-Mobile.
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