Montgomery County property record for 620 S Elm St, Dayton, OH 45449
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,004 sqft · built 1952 |
| Lot Size | 0.144 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $16,405 (Feb 2011) |
| Tax Bill | $2,852 (2025) |
| Deeds & Mortgages | Oct 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | K48-00221-0002 |
| Primary APN | K48-00221-0002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,004 sqft Living Area |
| Gross Area | 1,414 sqft |
| 1st Floor Area | 864 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,098 sqft (0.144 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Frame Porch |
| Porch Area | 160 sqft |
| Canopy | 30 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 620 S ELM ST |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45449-1708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 856 ORCHARD HILL EST SEC 4 |
| Legal Subdivision | ORCHARD HILL EST |
| Legal Lot Number | 2 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WEST CARROLLTON |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 50302 |
Source: Montgomery County records, as of August 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 620 S ELM ST, DAYTON, OH 45449-1708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 7, 2011 · Amount on Record |
| Deed Sale | Feb 7, 2011 · Amount on Record |
| Prior Sale | Dec 28, 2010 · Amount on Record |
| Deed Document Number | 20118709 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Oct 17, 2023 |
| Property Address | 620 S ELM ST, DAYTON, OH 45449-1708 |
| Document Number | 0000053560 |
| Instrument Date | Oct 10, 2023 |
| Instrument | 202300053560 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | West Carrollton City |
| Unified School District | West Carrollton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,852.00 (-0.11%) | $45,150 (-) Land $11,640 Building $33,510 | $129,000 (-) Land $33,250 Building $95,750 |
| 2024 | $2,855.00 (+2.15%) | ||
| 2023 | $2,795.00 (+4.6%) | $45,150 (+32.99%) Land $11,640 Building $33,510 | $129,000 (+32.99%) Land $33,250 Building $95,750 |
| 2022 | $2,672.00 | $33,950 Land $8,750 Building $25,200 | |
| 2020 | $97,000 Land $25,000 Building $72,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 5 (1981–2014) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Jun 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CARROLLTON CITY PWS serves 8,361 people · EPA ID OH5702812 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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