St. Charles County property record for 620 S 6th St, Saint Charles, MO 63301 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,200 sqft · built 1952 |
| Lot Size | 0.79 acres (3,420 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,400 (Sep 2020) |
| Tax Bill | $1,791 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 017800A001 |
| Primary APN | 017800A001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Gross Area | 1,600 sqft |
| 1st Floor Area | 800 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 400 sqft |
| Unfinished Basement | 400 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 3,420 sqft (0.79 acres) |
| Lot Dimensions | 95 ft deep x 36 ft wide |
| Porch | Porch |
| Patio Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 017800A001 |
|---|---|
| Street Address | 620 S 6TH ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT CITY BLK 191 WELKERS ADDN BLK 4 LOT 11 |
| Legal Subdivision | WELKERS ADDN-ST CHAS |
| Legal Block | 191,4 |
| Legal Lot Number | 11 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 310501 |
Source: St. Charles County records · APN 017800A001
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 620 S 6TH ST, SAINT CHARLES, MO 63301-2918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 25, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST MID BANK & TRUST NA |
| Sep 30, 2020 | Warranty Deed, Transfer OTHER INSTITUTIONAL LENDERS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 30, 2020 · Amount on Record |
| Deed Sale | Sep 30, 2020 · Amount on Record |
| Prior Sale | Sep 30, 2020 · Amount on Record |
| Deed Document Number | 202073024 |
| Prior Transfer Date | Mar 04, 2013 |
| Prior Transfer Doc | 0059730846 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 620 S 6TH ST, SAINT CHARLES, MO 63301-2918 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 620 S 6TH ST, SAINT CHARLES, MO 63301-2918 |
| Document Number | 0000053234 |
|---|---|
| Date | Nov 25, 2025 |
| Instrument | 2025R-053234 |
| Name | FIRST MID BANK & TRUST NA |
|---|---|
| Type | Bank |
| Address | MATTOON, IL 61938 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 20, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 30, 2020 |
| Property Address | 620 S 6TH ST, SAINT CHARLES, MO 63301-2918 |
| Document Number | 0000073024 |
| Instrument Date | Sep 28, 2020 |
| Instrument | 73024 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2020 |
| Title Company | CONTINENTAL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 620 S 6TH ST ST CHARLES MO 633012918, ST CHARLES, MO 63301-2918 |
| Document Number | 73025 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 73025 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63127 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 29, 2050 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,791.00 (+0.17%) | $28,334 (+2.54%) | $149,123 (+2.54%) Land $28,572 Building $120,551 |
| 2024 | $1,788.00 | ||
| 2023 | $27,633 | ||
| 2022 | $145,433 Land $21,429 Building $124,004 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833105011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 92 (1979–2020) |
| Claims Outside the SFHA | 3 of 92 |
| Most Recent Claim | Aug 2020 |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 480 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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