620 S 4th St, Ceresco, NE 68017 Property Records

Saunders County property record for 620 S 4th St, Ceresco, NE 68017

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,267 sqft · built 2017
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$378,000 (Aug 2021)
Tax Bill	$5,486 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`005214001`

Property Details

APN / Parcel Number

Primary APN	`005214001`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,267 sqft Living Area
1st Floor Area	1,068 sqft
Basement Area	1,068 sqft
Finished Basement	1,068 sqft
Unfinished Basement	200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	649 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	85 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	620 S 4TH ST
City	CERESCO
State	NE
Zip	68017-4110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOT 1 JOHNSONS 3RD ADD 32-13-7 (.23 ACRES); MAP NUMBER: 2983-32-1-03041-000-4000
Legal Range	07
Legal Township	13
Legal Section	32
Legal Subdivision	CERESCO-JOHNSONS 3RD ADD
Legal Lot Number	1
Jurisdiction	SAUNDERS NE
Township / Civil Division	RICHLAND
Census Block Group	4
Census Block	4191
Census Tract	968200

Owner

620 S 4th St is owned by an individual who bought it in August 2021.

Source: Saunders County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 493, CERESCO, NE 68017-0493
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Deed of Trust, Mortgage · Line of Credit PINNACLE BANK
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage LINCOLN FSB OF NEBRASKA
Aug 6, 2021	Warranty Deed, Transfer · Conventional Mortgage PINNACLE BANK
Oct 23, 2019	Deed of Trust, Mortgage LINCOLN FSB/NE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2021 · Amount on File
Deed Sale	Aug 6, 2021 · Amount on File
Prior Sale	Feb 28, 2018 · Amount on File
Deed Document Number	20218159
Deed Book / Page	565 / 355
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	620 S 4TH ST, CERESCO, NE 68017-4110
Transaction Type	Mortgage
Record Updated	Jul 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005950745
Date	Jun 12, 2023
Book Page	595/745
Instrument	2023-06-099

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	620 S 4TH ST, CERESCO, NE 68017-4110
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005471024
Date	Nov 18, 2020
Book Page	547/1024
Instrument	2020-11-348

Lender

Name	LINCOLN FSB OF NEBRASKA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Aug 6, 2021
Property Address	620 S 4TH ST, CERESCO, NE 68017-4110
Document Number	0005650355
Book / Page	565 / 355
Instrument Date	Jul 23, 2021
Instrument	2021-08-159
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	AKSARBEN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0005650357
Date	Aug 6, 2021
Book Page	565/357
Instrument	2021-08-160

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	620 S 4TH ST, CERESCO, NE 68017-4110
Document Number	0005250305
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	620 S 4TH ST CERESCO NE 68017, CERESCO, NE 68017

Mortgage

Document Number	0005250305
Date	Nov 4, 2019
Book Page	000525/000305
Instrument	43

Lender

Name	LINCOLN FSB/NE
Type	Federal Savings Bank
Address	LINCOLN, NE 68508

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 620 S 4th St was $5,486.

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Ceresco Village
County	Saunders County
County Subdivision	Richland Township
Unified School District	Raymond Central Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,486.00	$385,713 Land $29,847 Building $355,866	$385,713 Land $29,847 Building $355,866
2023	$5,883.00	$331,723 Land $22,883 Building $308,840	$331,723 Land $22,883 Building $308,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 620 S 4th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1990)
Most Recent Claim	Jul 1990 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 S 4th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 77% of Nebraska
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CERESCO serves 919 people · EPA ID NE3115503
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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