620 S 3rd St, Montrose, CO 81401 Property Records

Montrose County property record for 620 S 3rd St, Montrose, CO 81401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 936 sqft · built 1900
Lot Size	0.143 acres (6,250 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Feb 2021)
Tax Bill	$1,176 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Sep 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3767-273-23-004`

Property Details

APN / Parcel Number

Primary APN	`3767-273-23-004`
Alternative APN	`R0001712`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Heated Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1940
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R0001712
Street Address	620 S 3RD ST
City	MONTROSE
State	CO
Zip	81401-4208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: MONTROSE TOWN OF BLOCK: 52 LOT: 7 AND:- LOT: 8 S: 27 T: 49 R: 9
Legal Range	09
Legal Township	49
Legal Section	27
Legal Subdivision	MONTROSE TOWN OF
Legal Block	52
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	1
Census Block	1015
Census Tract	966301

Owner

620 S 3rd St is owned and occupied by an individual who acquired it in August 2023.

Source: Montrose County records, as of May 18, 2026

Owner of Record	Individual Name on File
Mailing Address	620 S 3RD ST, MONTROSE, CO 81401-4208
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING
Sep 23, 2021	Intrafamily Transfer, Transfer
Feb 12, 2021	Special Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC
Sep 25, 2019	Special Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2021 · Amount on File
Deed Sale	Feb 12, 2021 · Amount on File
Prior Sale	Sep 25, 2019 · Amount on File
Deed Document Number	2021931863
Last Transfer Date	Aug 25, 2023
Transfer Doc	0000965025
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTROSE CO
Recording Date	Aug 30, 2023
Property Address	620 S 3RD ST, MONTROSE, CO 81401-4208
Document Number	0000965025
Instrument Date	Aug 25, 2023
Instrument	965025
Transaction Type	Transfer
Record Updated	Sep 13, 2023
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	620 S 3RD ST, MONTROSE, CO 81401-4208

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	620 S 3RD ST, MONTROSE, CO 81401-4208

Mortgage

Document Number	0000965026
Date	Aug 30, 2023
Instrument	965026

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTROSE CO
Recording Date	Sep 23, 2021
Property Address	620 S 3RD ST, MONTROSE, CO 81401-4208
Document Number	941497
Instrument Date	Sep 22, 2021
Instrument	941497
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 S 3RD ST, MONTROSE, CO 81401-4208

February 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Feb 12, 2021
Property Address	620 S 3RD ST, MONTROSE, CO 81401-4208
Document Number	931863
Instrument Date	Feb 9, 2021
Instrument	931863
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5725 E CASPER RD, 5725, MESA, AZ 85205-7407

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	620 S 3RD ST, MONTROSE, CO 81401-4208

Mortgage

Document Number	931864
Date	Feb 12, 2021
Instrument	931864

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

September 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Sep 25, 2019
Property Address	620 S 3RD ST, MONTROSE, CO 81401-4208
Document Number	913456
Instrument Date	Sep 25, 2019
Instrument	913456
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	620 S 3RD ST, 620, MONTROSE, CO 81401-4208

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5725 E CASPER RD, MESA, AZ 85205-7407

Mortgage

Document Number	913457
Date	Sep 25, 2019
Instrument	913457

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 620 S 3rd St was $1,176, up 42.7% from the year before.

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Municipality	Montrose City
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,176.00 (+42.72%)	$18,130 (+56.56%)	$257,210 Land $68,000 Building $189,210
2024	$824.00 (+4.7%)	$11,580 (-26.8%) Land $2,800 Building $8,780
2023	$787.00	$15,820 Land $3,820 Building $12,000	$172,720 Land $41,720 Building $131,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 620 S 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 620 S 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTROSE serves 19,305 people · EPA ID CO0143518
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Clearnetworx.

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