620 S 12th St, Coshocton, OH 43812 Property Records

Coshocton County property record for 620 S 12th St, Coshocton, OH 43812

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,116 sqft · built 1948
Lot Size	0.183 acres (7,956 sqft)
Owner	Individual Name on File
Last Sale	$44,000 (Apr 2013)
Tax Bill	$1,107 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004385-2`

Property Details

APN / Parcel Number

Primary APN	`004385-2`
Alternative APN	`0430000301500`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,116 sqft Living Area
Gross Area	720 sqft
1st Floor Area	720 sqft
Upper Floors Area	720 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	7,956 sqft (0.183 acres)
Lot Dimensions	156 ft deep x 51 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Patio Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	004385-2
Street Address	620 S 12TH ST
City	COSHOCTON
State	OH
Zip	43812-2436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN-LOT 3095 51.27 X 156.16
Legal Subdivision	HESKETT SUBDIVISION
Legal Lot Number	3095
Jurisdiction	COSHOCTON OH
Township / Civil Division	COSHOCTON
Census Block Group	1
Census Block	1003
Census Tract	961600

Owner

620 S 12th St is owned and occupied by an individual who bought it in April 2013.

Source: Coshocton County records, as of April 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1700 MAGNAVOX WAY, FORT WAYNE, IN 46804-1560
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2013 · Amount on File
Deed Sale	Apr 3, 2013 · Amount on File
Deed Document Number	20131412
Deed Book / Page	604 / 731
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	Oct 28, 2021
Property Address	620 S 12TH ST, COSHOCTON, OH 43812-2436
Document Number	787/5217
Book / Page	787 / 5217
Map Reference	MB 2 PG 91
Instrument Date	Sep 28, 2021
Instrument	202100005341
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	FIRST OHIO TITLE INSURANCE, FIRST OHIO TITLE INS AGCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1700 MAGNAVOX WAY, FORT WAYNE, IN 46804-1560

Mortgage

Document Number	202100005342
Date	Oct 28, 2021
Instrument	202100005342

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 620 S 12th St was $1,107 with a homeowner's exemption.

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Coshocton County
Municipality	Coshocton City
Unified School District	Coshocton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,107.00	$24,690 Land $5,810 Building $18,880	$70,550 Land $16,610 Building $53,940
2023	$952.00 (+5.78%) Homeowner's exemption	$20,591 (-) Land $4,473 Building $16,118
2022	$900.00 Homeowner's exemption	$20,591 Land $4,473 Building $16,118
2021			$58,830 Land $12,780 Building $46,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 620 S 12th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 2, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 620 S 12th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COSHOCTON PWS private · serves 14,319 people · EPA ID OH1600012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
altafiber Network Solutions Fixed Wireless	100 / 20