Lake County property record for 620 Ryan Pl, Lake Forest, IL 60045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,704 sqft · built 1888 |
| Lot Size | 0.092 acres (3,999 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $590,000 (May 2019) |
| Tax Bill | $12,012 (2024) |
| Deeds & Mortgages | Jan 2024 Transfer May 2023 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-33-408-042 |
| Primary APN | 12-33-408-042 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,704 sqft Living Area |
| Gross Area | 2,198 sqft |
| 1st Floor Area | 1,008 sqft |
| Upper Floors Area | 696 sqft |
| Basement Area | 494 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1888 |
|---|---|
| Effective Year Built | Effective 1933 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 3,999 sqft (0.092 acres) |
| Lot Dimensions | 150 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 620 RYAN PL |
|---|---|
| City | LAKE FOREST |
| State | IL |
| Zip | 60045-2439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY OF LAKE FOREST E40FT W 232FT N100FT LOT 294 |
| Legal Subdivision | CITY OF LAKE FOREST |
| Legal Lot Number | 294 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | SHIELDS |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 863400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lake Forest Historic District listed 1978 · 590 contributing resources · NRIS 78001161 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 620 RYAN PL, LAKE FOREST, IL 60045-2439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 16, 2024 | Intrafamily Transfer, Transfer |
| May 19, 2023 | Intrafamily Transfer, Transfer |
| Mar 11, 2019 | Deed of Trust, Mortgage · Line of Credit GOLD COAST BANK (CHICAGO IL) |
| Jul 12, 2019 | Deed of Trust, Mortgage · ARM HOMESIDE FINANCIAL LLC |
| May 16, 2019 | Warranty Deed, Transfer · ARM HOMESIDE FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2019 · Amount on Record |
| Deed Sale | May 16, 2019 · Amount on Record |
| Prior Sale | May 31, 2016 · Amount on Record |
| Deed Document Number | 20197562254 |
| Last Transfer Date | Jan 12, 2024 |
| Transfer Doc | 0008014716 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jan 16, 2024 |
| Property Address | 620 RYAN PL, LAKE FOREST, IL 60045-2439 |
| Document Number | 0008014716 |
| Instrument Date | Jan 12, 2024 |
| Instrument | 8014716 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 620 RYAN PL, LAKE FOREST, IL 60045-2439 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 620 RYAN PL, LAKE FOREST, IL 60045-2439 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | May 19, 2023 |
| Property Address | 620 RYAN PL, LAKE FOREST, IL 60045-2439 |
| Document Number | 0007974183 |
| Instrument Date | May 5, 2023 |
| Instrument | 7974183 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 620 RYAN PL, LAKE FOREST, IL 60045-2439 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 620 RYAN PL, LAKE FOREST, IL 60045-2439 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007547907 |
|---|---|
| Date | Mar 11, 2019 |
| Instrument | 7547907 |
| Name | GOLD COAST BANK (CHICAGO IL) |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60610 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 620 RYAN PL, LAKE FOREST, IL 60045-2439 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PREMIER TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007575723 |
|---|---|
| Date | Jul 12, 2019 |
| Instrument | 7575723 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21044 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Jun 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9% |
| Index | 1-Year LIBOR |
| Max Rate | 9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | May 16, 2019 |
| Property Address | 620 RYAN PL, LAKE FOREST, IL 60045-2439 |
| Document Number | 0007562254 |
| Instrument Date | May 6, 2019 |
| Instrument | 7562254 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | PREMIER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $590.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 620 RYAN PL, LAKE FOREST, IL 60045-2439 |
| Document Number | 0007562256 |
|---|---|
| Date | May 16, 2019 |
| Instrument | 7562256 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Jun 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 9% |
| Index | 1-Year LIBOR |
| Max Rate | 9% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Shields Township |
| Municipality | Lake Forest City |
| Elementary School District | Lake Forest School District 67 (PK - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $216,794 (+18.22%) Land $51,756 Building $165,038 | $650,448 (+18.22%) Land $155,284 Building $495,164 | |
| 2024 | $12,012.00 (+20.26%) | ||
| 2023 | $9,988.00 (+2.88%) | $183,380 (+6.98%) Land $43,779 Building $139,601 | $550,195 (+6.98%) Land $131,350 Building $418,845 |
| 2022 | $9,708.00 | $171,423 Land $40,925 Building $130,498 | $514,320 Land $122,787 Building $391,533 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE FOREST serves 19,642 people · EPA ID IL0970800 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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