Cabarrus County property record for 620 Ruth Ave, Kannapolis, NC 28083
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,144 sqft · built 1940 |
| Lot Size | 0.143 acres (6,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $86,000 (Sep 2018) |
| Tax Bill | $1,168 (2023) |
| Deeds & Mortgages | Jan 2022 Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5624 21 7552 |
| Primary APN | 5624 21 7552 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| Gross Area | 1,232 sqft |
| 1st Floor Area | 1,144 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,200 sqft (0.143 acres) |
| Lot Dimensions | 100 ft deep x 62 ft wide |
| Garage Area | 320 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 1,400 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 125815 |
|---|---|
| Street Address | 620 RUTH AVE |
| City | KANNAPOLIS |
| State | NC |
| Zip | 28083-3771 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | O-I |
| Legal Description | P/O 17-20 JACKSON PARK |
| Legal Subdivision | LANE STREET |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 4, KANNAPOLIS |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 40701 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 620 RUTH AVE, KANNAPOLIS, NC 28083-3771 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Sep 6, 2018 | Warranty Deed, Transfer STATE EMPS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2018 · Amount on Record |
| Deed Sale | Sep 6, 2018 · Amount on Record |
| Prior Sale | Jan 17, 2003 · Amount on Record |
| Deed Book / Page | 13173 / 22 |
| Prior Transfer Date | Dec 1, 1993 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 620 RUTH AVE, KANNAPOLIS, NC 28083-3771 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000157857 |
|---|---|
| Date | Jan 13, 2022 |
| Book Page | 15785/7 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Sep 6, 2018 |
| Property Address | 620 RUTH AVE, KANNAPOLIS, NC 28083-3771 |
| Document Number | 1317322 |
| Book / Page | 013173 / 000022 |
| Instrument Date | Sep 6, 2018 |
| Instrument | 22393 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $172.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 600-620 RUTH AVE KANNAPOLIS NC 28083, KANNAPOLIS, NC 28083 |
| Document Number | 1317325 |
|---|---|
| Date | Sep 6, 2018 |
| Book Page | 013173/000025 |
| Instrument | 22394 |
| Name | STATE EMPS CU |
|---|---|
| Address | RALEIGH, NC 27611-5279 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 5, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Kannapolis City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $174,470 (-) Land $65,000 Building $109,470 | ||
| 2025 | $174,470 (+104.66%) Land $65,000 Building $109,470 | ||
| 2024 | $174,470 (+104.66%) Land $65,000 Building $109,470 | ||
| 2023 | $1,168.00 | $85,250 Land $27,900 Building $57,350 | $85,250 Land $27,900 Building $57,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2003–2020) |
| Most Recent Claim | Nov 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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