620 Rushton Rd, Cincinnati, OH 45226 Property Records

Hamilton County property record for 620 Rushton Rd, Cincinnati, OH 45226

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 3,256 sqft · built 2019
Lot Size	0.159 acres (6,926 sqft)
Owner	2 Individual Names on Record
Last Sale	$980,000 (Jul 2024)
Tax Bill	$6,973 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`026-0002-0091-00`

Property Details

APN / Parcel Number

Primary APN	`026-0002-0091-00`
Alternative APN	`122453777`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,256 sqft Living Area
Gross Area	3,870 sqft
1st Floor Area	1,290 sqft
2nd Floor Area	1,290 sqft
Basement Area	1,290 sqft
Finished Basement	676 sqft
Unfinished Basement	614 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,926 sqft (0.159 acres)
Lot Dimensions	170 ft deep x 40 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	84 sqft
Deck Area	Deck Area
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	620 RUSHTON RD
City	CINCINNATI
State	OH
Zip	45226-1124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	RUSHTON RD 0.1592 AC PT LOT 238 RIVERVIEW SYNDICATE SUB
Legal Subdivision	RIVERVIEW SYNDICATE SUB
Legal Lot Number	238
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2005
Census Tract	4703

Owner

Source: Hamilton County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	620 RUSHTON RD, CINCINNATI, OH 45226-1124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage SAGE HOME LOANS CORP
May 26, 2017	Deed of Trust, Mortgage · ARM UNION SAVINGS BANK
Dec 17, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PARK NATL BANK OF SW OHIO & N KENTUCKY
Sep 20, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PARK NATL BANK OF SW OHIO & N KENTU
Nov 21, 2018	Trustee's Deed, Construction Loan · Construction Mortgage PARK NAT'L BK/SW OH&NTHRN KY
Jun 28, 2017	Warranty Deed, Construction Loan · Construction Mortgage PARK NATL BANK OF SW OHIO & N KENTU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2024 · Amount on Record
Deed Sale	Jul 23, 2024 · Amount on Record
Prior Sale	Sep 20, 2019 · Amount on Record
Deed Document Number	202450778
Deed Book / Page	15213 / 1451
Prior Transfer Date	Nov 19, 1997
Prior Transfer Doc	0000179159
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	620 RUSHTON RD, CINCINNATI, OH 45226-1124
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 RUSHTON RD, CINCINNATI, OH 45226-1124

Mortgage

Document Number	0000020167
Date	Mar 18, 2026
Book Page	15625/2008
Instrument	2026-0020167

Lender

Name	SAGE HOME LOANS CORP
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2041

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	620 RUSHTON RD, CINCINNATI, OH 45226-1124
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	OLD TOWN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007394
Date	May 26, 2017
Instrument	17-0047394

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2018
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	4.99%
Index	1-Year CMT
Max Rate	8.99%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	620 RUSHTON RD, CINCINNATI, OH 45226-1124
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000111583
Date	Dec 17, 2019
Book Page	14065/01079
Instrument	2019-0111583

Lender

Name	PARK NATL BANK OF SW OHIO & N KENTUCKY
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Jan 1, 2027

September 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 20, 2019
Property Address	620 RUSHTON RD, CINCINNATI, OH 45226-1124
Document Number	0000080759
Book / Page	14006 / 00370
Map Reference	MB 7 PG 104&105
Instrument Date	Sep 13, 2019
Instrument	2019-0080759
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,240.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	620 RUSHTON RD, CINCINNATI, OH 45226-1124

Mortgage

Document Number	0000080760
Date	Sep 20, 2019
Instrument	2019-0080760

Lender

Name	PARK NATL BANK OF SW OHIO & N KENTU
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	5.87%
Index	1-Year CMT
Max Rate	9.87%

November 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 21, 2018
Property Address	620 RUSHTON RD, CINCINNATI, OH 45226-1124
Book / Page	013800 / 001111
Instrument Date	Nov 19, 2018
Instrument	103119
Transaction Type	Construction Loan
Record Updated	Dec 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	620 RUSHTON RD CINCINNATI OH 452261124, CINCINNATI, OH 45226-1124

Mortgage

Document Number	0000103119
Date	Nov 21, 2018
Book Page	013800/001111
Instrument	103119

Lender

Name	PARK NAT'L BK/SW OH&NTHRN KY
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 20, 2019

June 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 28, 2017
Property Address	620 RUSHTON RD, CINCINNATI, OH 45226-1124
Document Number	0000008256
Map Reference	MB 7 PG 104&105
Instrument Date	Jun 23, 2017
Instrument	17-0058256
Transaction Type	Construction Loan
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$558.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3407 MONTEITH AVE, CINCINNATI, OH 45208-2304

Mortgage

Document Number	0000008257
Date	Jun 28, 2017
Instrument	17-0058257

Lender

Name	PARK NATL BANK OF SW OHIO & N KENTU
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 22, 2018

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,973.00 (-2.76%)	$310,003 (+%) Land $82,289 Building $227,714	$885,720 (-) Land $235,110 Building $650,610
2024	$7,171.00 (-0.17%)	$310,001 (-) Land $82,288 Building $227,713
2023	$7,183.00 (+17.39%)	$310,001 (+9.35%) Land $82,288 Building $227,713	$885,720 (+9.35%) Land $235,110 Building $650,610
2022	$6,119.00	$283,500 Land $65,100 Building $218,400
2020			$810,000 Land $186,000 Building $624,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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