Santa Clara County property record for 620 Ronan Ave, Gilroy, CA 95020 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,979 sqft · built 2004 |
| Lot Size | 0.161 acres (7,032 sqft) |
| Owner | Individual Name on File |
| Last Sale | $724,000 (Feb 2005) |
| Tax Bill | $12,353 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Feb 2017 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 790-17-024 |
| Primary APN | 790-17-024 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,979 sqft Living Area |
| 1st Floor Area | 1,623 sqft |
| 2nd Floor Area | 1,356 sqft |
| Family Room | Family Room |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 7,032 sqft (0.161 acres) |
| Garage Area | 645 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 620 RONAN AVE |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-2705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 9572 LOT 13 |
| Legal Tract | 9572 |
| Legal Lot Number | 13 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 512505 |
Source: Santa Clara County records · APN 790-17-024
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3989 S WALTON AVE, YUBA CITY, CA 95993-9257 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER RATE MORTGAGE INC |
| Feb 14, 2017 | Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA |
| Feb 14, 2017 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 11, 2005 · Amount on Record |
| Deed Sale | Feb 11, 2005 · Amount on Record |
| Deed Document Number | 18229677 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 620 RONAN AVE, GILROY, CA 95020-2705 |
| Transaction Type | Mortgage |
| Record Updated | Sep 02, 2021 |
| Title Company | E-PLACER TITLE, PLACER TITLE |
| Name | Verified Name |
|---|---|
| Address | 216 BEL FLORA CT, ROSEVILLE, CA 95747-5039 |
| Document Number | 0025077220 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | 25077220 |
| Name | BETTER RATE MORTGAGE INC |
|---|---|
| Type | Non-Lending Institution |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 620 RONAN AVE, GILROY, CA 95020-2705 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0023582173 |
|---|---|
| Date | Feb 14, 2017 |
| Instrument | 23582173 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.12% |
| Index | 1-Year LIBOR |
| Max Rate | 8.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 620 RONAN AVE, GILROY, CA 95020-2705 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0023582166 |
|---|---|
| Date | Feb 14, 2017 |
| Instrument | 23582166 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2047 |
Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $12,353.00 (+2.21%) Homeowner's exemption | $1,009,178 (+4.04%) Land $418,166 Building $591,012 |
| 2023 | $12,086.00 (+1.67%) Homeowner's exemption | $969,992 Land $401,929 Building $568,063 |
| 2022 | $11,887.00 |
Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855125051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1995–2001) |
| Most Recent Claim | Jan 2001, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 714 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Razzolink | Fixed Wireless (unlicensed) | 500 / 250 |
| Etheric Communications, LLC. | Fixed Wireless (licensed-by-rule) | 250 / 100 |
| Hankins Information Technology | Fixed Wireless (unlicensed) | 100 / 20 |
May also be available at this address: Verizon, Spectrum, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.
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