620 River Rd, Cowpens, SC 29330 Property Records

Spartanburg County property record for 620 River Rd, Cowpens, SC 29330

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 812 sqft · built 1940
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Tax Bill	$1,030 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3-0600-04004`

Property Details

APN / Parcel Number

Primary APN	`3-0600-04004`
Alternative APN	`53312`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	812 sqft Living Area
Gross Area	952 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Architectural Style	Other
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	223 ft deep x 122 ft wide
Garage Type	Detached
Porch	Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	53312
Street Address	620 RIVER RD
City	COWPENS
State	SC
Zip	29330-9346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E OF ISLAND CREEK SOUTH OF RD 105
Legal Subdivision	CREEK
Jurisdiction	SPARTANBURG SC
Township / Civil Division	MAYO
Census Block Group	1
Census Block	1018
Census Tract	22305

Owner

Source: Spartanburg County records · APN 3-0600-04004

Assessment roll updated September 13, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2131 MAYO RD, COWPENS, SC 29330-9340
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 01, 1993
Deed Sale	Jan 01, 1993
Deed Document Number	DEE-1993-812
Record Updated	Jun 08, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	620 RIVER RD, COWPENS, SC 29330-9346
Transaction Type	Mortgage
Record Updated	Jul 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2131 MAYO RD, COWPENS, SC 29330-9340

Mortgage

Document Number	0000033409
Date	Jun 27, 2022
Book Page	6411/239
Instrument	2022-33409

Lender

Name	FIRST PIEDMONT FSLA
Type	Bank
Address	GAFFNEY, SC 29341

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Spartanburg County records · Assessment roll updated September 13, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 3 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,030.00 (+1.18%)	$2,270 (-) Land $566 Building $1,704	$40,500 (-) Land $10,100 Building $30,400
2024	$1,018.00 (-1.64%)
2023	$1,035.00	$2,270 Land $566 Building $1,704	$40,500 Land $10,100 Building $30,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 45 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SPARTANBURG WATER SYSTEM serves 166,364 people
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.