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620 Ridgewood Dr, Windermere, FL 34786 Property Records

Orange County property record for 620 Ridgewood Dr, Windermere, FL 34786 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,816 sqft · built 1975
Lot Size0.613 acres (26,706 sqft)
Owner2 Company Names on File
Last Sale$400,000 (Aug 2024)
Tax Bill$15,461 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Jun 2020 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN07-23-28-9332-05-310

Property Details

APN / Parcel Number

Primary APN07-23-28-9332-05-310
Alternative APNs
  • 282307933205310
  • 275886
  • 280731
  • 284890

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,816 sqft Living Area
Gross Area4,770 sqft
1st Floor Area2,389 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area26,706 sqft (0.613 acres)
Garage TypeCarport
Garage Area740 sqft
CarportCarport
Carport Area740 sqft
Parking Spaces3 Parking Spaces
PorchFlorida Room
Porch Area1,489 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address620 RIDGEWOOD DR
CityWINDERMERE
StateFL
Zip34786-3510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREPLAT OF TOWN OF WINDERMERE Q/39 LOT E31 & LOT E11 & LAND BETWEEN NW BOUNDAY OF LOT E11 EXTENDED NELY TO INTERSECT WIT H W BOUNDARY OF LOT E17
Legal Range28E
Legal Township23S
Legal Section07
Legal SubdivisionWINDERMERE TOWN OF REP
Legal Tract9332
Legal Block5
Legal Lot NumberE3
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2025
Census Tract14809

Owner

Source: Orange County records · APN 07-23-28-9332-05-310

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address620 RIDGEWOOD DR, WINDERMERE, FL 34786-3510
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2023Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jun 18, 2020Deed of Trust, Construction Loan · Line of Credit
ALLIANT CU
Jun 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
HAMILTON GRP FNDG
Jun 13, 2019Loan Modification, Mortgage · Conventional Mortgage
UNITED LEGACY BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 02, 2024 · Amount on Record
Deed SaleAug 02, 2024 · Amount on Record
Prior SaleJun 18, 2020 · Amount on Record
Deed Document Number2024448296
Prior Transfer DateNov 16, 2023
Prior Transfer Doc0000680377
Record UpdatedJun 08, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address620 RIDGEWOOD DR, WINDERMERE, FL 34786-3510
Transaction TypeMortgage
Record UpdatedMar 29, 2023
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 RIDGEWOOD DR, WINDERMERE, FL 34786-3510

Mortgage

Document Number0000152000
DateMar 17, 2023
Instrument20230152000
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term96 Months
DueMar 15, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionORANGE FL
Recording DateJun 18, 2020
Property Address620 RIDGEWOOD DR, WINDERMERE, FL 34786-3510
Document Number0000336984
Instrument DateJun 15, 2020
Instrument336984
Transaction TypeConstruction Loan
Record UpdatedJul 07, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7644 WETHERSFIELD DR ORLANDO FL 328195010, ORLANDO, FL 32819-5010

Mortgage

Document Number0000336984
DateJun 18, 2020
Instrument336984
Lender
NameALLIANT CU
TypeCredit Union
AddressCHICAGO, IL 60666
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address620 RIDGEWOOD DR, WINDERMERE, FL 34786-3510
Document Number0000337041
Instrument DateJun 15, 2020
Transaction TypeMortgage
Record UpdatedJul 02, 2020
Title CompanyDOCPROBE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7644 WETHERSFIELD DR ORLANDO FL 328195010, ORLANDO, FL 32819-5010

Mortgage

Document Number0000337041
DateJun 18, 2020
Instrument337041
Lender
NameHAMILTON GRP FNDG
TypeFunding / Finance Company
AddressSUNRISE, FL 33323
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 17, 2050

June 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionORANGE FL
Property Address620 RIDGEWOOD DR, WINDERMERE, FL 34786-3510
Document Number0000384488
Instrument DateJun 13, 2019
Transaction TypeMortgage
Record UpdatedJul 10, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address620 RIDGEWOOD DR WINDERMERE FL 347863510, WINDERMERE, FL 34786-3510

Mortgage

Document Number0000384488
DateJun 24, 2019
Instrument384488
Lender
NameUNITED LEGACY BK
TypeBank
AddressORLANDO, FL 32804
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWindermere Town
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$970,377 (+2.7%)$1,289,000 (-0.97%) Land $565,000 Building $724,000
2025$15,461.00 (+4.49%) Homeowner's exemption$944,866 (+44.24%)$1,301,610 (+35.84%) Land $565,000 Building $736,610
2024$14,797.00 (+38.76%)
2023$10,664.00 (+2.92%) Homeowner's exemption$655,084 (+3%)$958,206 (+25.48%) Land $340,000 Building $618,206
2022$10,361.00 Homeowner's exemption$636,004$763,619 Land $240,000 Building $523,619

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950148092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 59 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
50 of 59 on primary residences
Nearby Flood Claims11 (1989–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2024, river or lake flooding, Hurricane Milton
Flood Events
  • Hurricane Ian (Sep 2022), 2 claims
  • Hurricane Frances (Sep 2004), 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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