620 Ridge Rd, Salisbury, MD 21801 Property Records

Wicomico County property record for 620 Ridge Rd, Salisbury, MD 21801

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,451 sqft · built 1987
Lot Size	0.358 acres (15,576 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Sep 2020)
Tax Bill	$3,136 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-040737`

Property Details

APN / Parcel Number

Primary APN	`13-040737`
Alternative APN	`040737`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,451 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	15,576 sqft (0.358 acres)
Garage Type	Attached
Garage Area	573 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	228 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	040737
Street Address	620 RIDGE RD
City	SALISBURY
State	MD
Zip	21801-5718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	BL-11 L-7 15,576 SQF 620 RIDGE RD CITY OF SALISBURY
Legal Subdivision	RIVERCREST
Legal Block	11
Legal Lot Number	7
Jurisdiction	WICOMICO MD
Township / Civil Division	13, CAMDEN
Census Block Group	3
Census Block	3006
Census Tract	400

Owner

Source: Wicomico County records · APN 13-040737

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	620 RIDGE RD, SALISBURY, MD 21801-5718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 21, 2020 · Amount on Record
Deed Sale	Sep 21, 2020 · Amount on Record
Prior Sale	Sep 17, 2004 · Amount on Record
Deed Book / Page	4700 / 442
Record Updated	Sep 20, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WICOMICO MD
Recording Date	Sep 21, 2020
Property Address	620 RIDGE RD, SALISBURY, MD 21801-5718
Document Number	0047000442
Book / Page	004700 / 000442
Instrument Date	Sep 01, 2020
Transaction Type	Transfer
Record Updated	Oct 16, 2020
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	620 RIDGE RD SALISBURY MD 218015718, SALISBURY, MD 21801-5718

Mortgage

Document Number	47000450
Date	Sep 21, 2020
Book Page	004700/000450

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2050

Tax Assessment & Valuation

Source: Wicomico County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Municipality	Salisbury City
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$434,333 (+38.87%)	$489,000 (+50.46%) Land $42,100 Building $446,900
2025	$3,136.00 (+0.55%) Homeowner's exemption
2023	$3,119.00 Homeowner's exemption	$312,767	$325,000 Land $42,100 Building $282,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 28, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (1998–2012)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Shenandoah Telecommunications Company Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 142 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF SALISBURY serves 30,343 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.