620 Richmond St, Dunedin, FL 34698 Property Records

Pinellas County property record for 620 Richmond St, Dunedin, FL 34698

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,100 sqft · built 1958
Lot Size0.198 acres (8,625 sqft)
Owner2 Individual Names on Record
Last Sale$457,000 (Feb 2024)
Tax Bill$6,247 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC62-000-743-2588-7

Property Details

APN / Parcel Number

Primary APNC62-000-743-2588-7
Alternative APNs
  • 34-28-15-21060-000-0920
  • 281534210600000920
  • 152834210600000920
  • R371683

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,100 sqft Living Area
Gross Area1,635 sqft
1st Floor Area1,100 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1989
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area8,625 sqft (0.198 acres)
Lot Dimensions115 ft deep x 75 ft wide
Garage TypeAttached
Garage Area315 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPatio
Porch Area220 sqft
Deck Area210 sqft
Patio Area210 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR371683
Street Address620 RICHMOND ST
CityDUNEDIN
StateFL
Zip34698-8419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEXTER PARK 1ST ADD LOT 92
Legal Range15E
Legal Township28S
Legal Section34
Legal SubdivisionDEXTER PARK 1ST ADD
Legal Tract21060
Legal Lot Number92
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2022
Census Tract27000

Owner

Source: Pinellas County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address620 RICHMOND ST, DUNEDIN, FL 34698-8419
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2024Warranty Deed, Transfer · FHA Mortgage
ROCKET MORTGAGE LLC
May 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
INNOVATIVE MORTGAGE SERVICES
Jul 31, 2018Warranty Deed, Transfer · Conventional Mortgage
INNOVATIVE MORTGAGE SERVICES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 16, 2024 · Amount on Record
Deed SaleFeb 16, 2024 · Amount on Record
Prior SaleJul 31, 2018 · Amount on Record
Deed Document Number202439699
Deed Book / Page22707 / 1995
Record UpdatedOct 29, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateFeb 16, 2024
Property Address620 RICHMOND ST, DUNEDIN, FL 34698-8419
Document Number0227071995
Book / Page22707 / 1995
Map ReferenceMB 49 PG 66
Instrument DateFeb 13, 2024
Instrument2024039699
Transaction TypeTransfer
Record UpdatedFeb 28, 2024
Title CompanyTEXAS TITLE SOLUTIONS, TOTAL TITLE SOLUTIONS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,199.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5915 PARADISE DR, MARTINSVILLE, IN 46151-8569

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 RICHMOND ST, DUNEDIN, FL 34698-8419

Mortgage

Document Number0227071997
DateFeb 16, 2024
Instrument22707/1997
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address620 RICHMOND ST, DUNEDIN, FL 34698-8419
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0209860452
DateMay 1, 2020
Book Page20986/452
Instrument2020140165
Lender
NameINNOVATIVE MORTGAGE SERVICES
TypeMortgage Company
AddressLUTZ, FL 33558
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2050

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJul 31, 2018
Property Address620 RICHMOND ST, DUNEDIN, FL 34698-8419
Document Number0201481415
Book / Page20148 / 1415
Map ReferenceMB 49 PG 66
Instrument DateJul 27, 2018
Instrument2018242651
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyREPUBLIC LAND AND TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,784.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address342 FOXCROFT DR E, 342, PALM HARBOR, FL 34683-5613

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 RICHMOND ST, DUNEDIN, FL 34698-8419

Mortgage

Document Number2018242652
DateJul 31, 2018
Instrument2018242652
Lender
NameINNOVATIVE MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityDunedin City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,247.00 (+105.9%) Homeowner's exemption$396,491 (+84.7%) Land $225,346 Building $171,145$396,491 (+25.52%) Land $225,346 Building $171,145
2023$3,034.00 (+3.09%) Homeowner's exemption$214,668 (+3%)$315,887 (+24.41%) Land $194,301 Building $121,586
2022$2,943.00 Homeowner's exemption$208,416$253,910 Land $162,757 Building $91,153

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 42 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies42 in force
Nearby Flood Claims25 (1978–2024)
Claims Outside the SFHA9 of 25
Most Recent ClaimNov 2024 · other causes
Claims by Event
  • Hurricane Milton, Oct 2024 · 8 claims
  • Hurricane Helene, Sep 2024 · 3 claims
  • Hurricane Elena, Aug 1985 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUNEDIN WATER SYSTEM
serves 46,161 people · EPA ID FL6520486
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting32
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Frontier, Verizon.

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