620 Rhetts Loop, Panama City, FL 32404 Property Records

Bay County property record for 620 Rhetts Loop, Panama City, FL 32404

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,484 sqft · built 2021
Lot Size0.03 acres (1,307 sqft)
OwnerCompany Name on File
Tax Bill$2,629 (2025)
Flood ZoneZone X (moderate risk)
APN07379-975-530

Property Details

APN / Parcel Number

Primary APN07379-975-530

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,484 sqft Heated Area
Gross Area1,852 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area1,307 sqft (0.03 acres)
Lot Dimensions67 ft deep x 20 ft wide
DrivewayDriveway
Driveway Area256 sqft
FenceFence
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address620 RHETTS LOOP
CityPANAMA CITY
StateFL
Zip32404-9830
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeCLWY13
Legal DescriptionCOVE AT BRIDGE HARBOR LOT 106 ORB 4836 P 902
Legal Lot Number106
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2014
Census Tract806

Owner

Source: Bay County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address14 STEUBEN LN, JACKSON, NJ 08527-2043
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 16, 2024
Deed SaleAug 16, 2024
Deed Document Number0004836902
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityCallaway City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,629.00 (-14.17%)$192,045 (-12.92%) Land $34,000 Building $158,045$192,045 (-12.92%) Land $34,000 Building $158,045
2023$3,063.00 (+18.03%)$220,548 (+9.73%) Land $38,500 Building $182,048$220,548 (+9.73%) Land $38,500 Building $182,048
2022$2,595.00$200,984 Land $34,000 Building $166,984$200,984 Land $34,000 Building $166,984

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 319 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies319 in force
Nearby Flood Claims55 (1995–2023)
Claims Outside the SFHA9 of 55
Most Recent ClaimSep 2023 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 3 claims
  • Hurricane Michael, Oct 2018 · 34 claims
  • Hurricane Opal, Oct 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable · Fiber in parts of the area
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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