Clermont County property record for 620 Regent Rd, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,188 sqft · built 1979 |
| Lot Size | 0.237 acres (10,324 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Sep 2023) |
| Tax Bill | $3,955 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage May 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-32-14E-313 |
| Primary APN | 41-32-14E-313 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| 1st Floor Area | 572 sqft |
| Basement Area | 572 sqft |
| Finished Basement | 572 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 10,324 sqft (0.237 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | Deck Area |
| Patio Area | 256 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 620 REGENT RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-1626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EDINBURGH PLACE; LOT 55 |
| Legal Subdivision | EDINBURGH PLACE |
| Legal Lot Number | 55 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 41404 |
Source: Clermont County records · APN 41-32-14E-313
Assessment roll updated April 13, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 620 REGENT RD, CINCINNATI, OH 45245-1626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| May 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 05, 2023 | Warranty Deed, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC |
| Sep 21, 2022 | Certificate of Transfer, Transfer |
| May 29, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 05, 2023 · Amount on Record |
| Deed Sale | Sep 05, 2023 · Amount on Record |
| Deed Document Number | 202316277 |
| Deed Book / Page | 2951 / 5321 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Apr 16, 2026 |
| Property Address | 620 REGENT RD, CINCINNATI, OH 45245-1626 |
| Document Number | 0000008268 |
| Book / Page | 3020 / 3481 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 20268268 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 620 REGENT RD, CINCINNATI, OH 45245-1626 |
| Document Number | 0000008268, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 3020/3481 |
| Instrument | 20268268 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 620 REGENT RD, CINCINNATI, OH 45245-1626 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000014206 |
|---|---|
| Date | May 24, 2022 |
| Book Page | 2920/3317 |
| Instrument | 202200014206 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Sep 05, 2023 |
| Property Address | 620 REGENT RD, CINCINNATI, OH 45245-1626 |
| Document Number | 0000016277 |
| Book / Page | 2951 / 5321 |
| Map Reference | MB V PG 36&37 |
| Instrument Date | Aug 17, 2023 |
| Instrument | 202300016277 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 620 REGENT RD, CINCINNATI, OH 45245-1626 |
| Document Number | 0000016278 |
|---|---|
| Date | Sep 05, 2023 |
| Instrument | 202300016278 |
| Name | THRIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2053 |
| Document Type | Certificate of Transfer |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Sep 21, 2022 |
| Property Address | 620 REGENT RD, CINCINNATI, OH 45245-1626 |
| Document Number | 0000024051 |
| Book / Page | 2929 / 4669 |
| Map Reference | MB V PG 36&37 |
| Instrument Date | Sep 19, 2022 |
| Instrument | 202200024051 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 620 REGENT RD, CINCINNATI, OH 45245-1626 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 620 REGENT RD, CINCINNATI, OH 45245-1626 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011709 |
|---|---|
| Date | May 29, 2018 |
| Book Page | 2772/646 |
| Instrument | 201800011709 |
| Name | JP MORGAN CHASE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,955.00 (-49.39%) | $78,580 (-) Land $15,680 Building $62,900 | |
| 2024 | $224,500 (-) Land $44,800 Building $179,700 | ||
| 2023 | $7,815.00 (+193.69%) Homeowner's exemption | $78,580 (+44.37%) Land $15,680 Building $62,900 | $224,500 (+44.37%) Land $44,800 Building $179,700 |
| 2022 | $2,661.00 Homeowner's exemption | $54,430 Land $10,850 Building $43,580 | |
| 2020 | $155,500 Land $31,000 Building $124,500 |
Source: FEMA National Flood Hazard Layer as of February 6, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2019 · rainfall accumulation |
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 294 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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